Ohio · Census, HUD and BEA figures · Updated

Cost of Living in Union County, OH

Prices around Union County, OH run 4.5% below the U.S. average (BEA, the metro area). The typical household there earns $112,322 a year, and HUD puts a two-bedroom at $1,433 a month. Keeping that rent under 30% of income takes about $57,320 a year.

Union County, OH at a glance

Median household income

$112,322$9,360 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,433HUD FY2026 Fair Market Rent
Price level (U.S. = 100)95.5-4.5% · BEA, the metro area
Electricity19.2¢per kWh · EIA Residential OH
Population67,324Census ACS 5-year estimate

How much rent can you afford in Union County, OH?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,433Monthly market rent
Share of gross income15.3%Recommended max: 30%
Annual income needed$57,320To meet the 30% standard
Max affordable rent$2,808At 30% of $112,322
0%30% (Affordability standard)100%
Compare against:

How much is rent in Union County, OH? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Union County, OH HUD Metro FMR Area, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Union County, OH, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,113$13,356$44,52011.9%
1-Bedroom Apartment$1,125$13,500$45,00012%
2-Bedroom ApartmentBenchmark$1,433$17,196$57,32015.3%
3-Bedroom Home$1,718$20,616$68,72018.4%
4-Bedroom Home$1,897$22,764$75,88020.3%

Rent in Union County, OH, with the wage each unit needs →

What a typical income covers in Union County, OH

The 50/30/20 rule applied to the local median of $112,322 a year ($9,360 a month before tax).

Needs (50%)$4,680/moRent ($1,433 2-BR), utilities (~$173/mo), groceries, transit
Wants (30%)$2,808/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,872/moEmergency fund, retirement, paying down loans

What $112,322 leaves after Ohio taxes

Federal income tax, Social Security, Medicare and Ohio tax on the local median income. Change the salary to see yours.

$112,322
$40,000$225,000
Filing status:
Gross salary breakdown$112,322
Net 76%
Fed 14%
OH 2%
FICA 8%
Annual take-home$85,196After all taxes
Monthly deposit$7,100Estimated per month
Biweekly paycheck$3,277Every 2 weeks (26/yr)
Effective tax rate24.2%Total tax burden
Federal income tax$15,881 / yr
Ohio state income tax$2,652 / yr
FICA (Social Security & Medicare)$8,593 / yr

Living in Union County, OH: common questions

What is the median household income in Union County, OH?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Union County, OH is $112,322 per year (approximately $9,360 per month).

What is the average rent in Union County, OH?

The closest official figure is HUD's Fair Market Rent for 2026: $1,113 for a studio, $1,125 for one bedroom, $1,433 for two, $1,718 for three and $1,897 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Union County, OH expensive to live in?

Prices there run 4.5% below the U.S. average. BEA's regional price parity for the metro area is 95.5, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Union County, OH?

To keep a $1,433 two-bedroom under 30% of gross income, a household needs about $57,320 a year, or $4,777 a month. That is 51% of what the typical household in Union County, OH earns.

How much do you need to live comfortably in Union County, OH?

On the local median income of $112,322 ($9,360 a month before tax), the 50/30/20 rule leaves $4,680 a month for needs like rent, utilities and groceries, $2,808 for everything else and $1,872 for savings or debt. A two-bedroom at $1,433 takes 31% of the needs share.

How much is the electric bill in Union County, OH?

Homes in Ohio paid 19.2¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $173. Your bill depends mostly on heating and cooling.