Louisiana · Census, HUD and BEA figures · Updated

Cost of Living in Union Parish, LA

Prices around Union Parish, LA run 16.4% below the U.S. average (BEA, the metro area). The typical household there earns $42,885 a year, and HUD puts a two-bedroom at $1,026 a month. Keeping that rent under 30% of income takes about $41,040 a year.

Union Parish, LA at a glance

Median household income

$42,885$3,574 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,026HUD FY2026 Fair Market Rent
Price level (U.S. = 100)83.6-16.4% · BEA, the metro area
Electricity13.5¢per kWh · EIA Residential LA
Population20,821Census ACS 5-year estimate

How much rent can you afford in Union Parish, LA?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,026Monthly market rent
Share of gross income28.7%Recommended max: 30%
Annual income needed$41,040To meet the 30% standard
Max affordable rent$1,072At 30% of $42,885
0%30% (Affordability standard)100%
Compare against:

How much is rent in Union Parish, LA? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Monroe, LA HUD Metro FMR Area, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Union Parish, LA, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$765$9,180$30,60021.4%
1-Bedroom Apartment$793$9,516$31,72022.2%
2-Bedroom ApartmentBenchmark$1,026$12,312$41,04028.7%
3-Bedroom Home$1,319$15,828$52,76036.9%
4-Bedroom Home$1,358$16,296$54,32038%

Rent in Union Parish, LA, with the wage each unit needs →

What a typical income covers in Union Parish, LA

The 50/30/20 rule applied to the local median of $42,885 a year ($3,574 a month before tax).

Needs (50%)$1,787/moRent ($1,026 2-BR), utilities (~$121/mo), groceries, transit
Wants (30%)$1,072/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$715/moEmergency fund, retirement, paying down loans

What $42,885 leaves after Louisiana taxes

Federal income tax, Social Security, Medicare and Louisiana tax on the local median income. Change the salary to see yours.

$42,885
$15,000$90,000
Filing status:
Gross salary breakdown$42,885
Net 83%
Fed 7%
LA 2%
FICA 8%
Annual take-home$35,738After all taxes
Monthly deposit$2,978Estimated per month
Biweekly paycheck$1,375Every 2 weeks (26/yr)
Effective tax rate16.7%Total tax burden
Federal income tax$2,966 / yr
Louisiana state income tax$900 / yr
FICA (Social Security & Medicare)$3,281 / yr

Living in Union Parish, LA: common questions

What is the median household income in Union Parish, LA?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Union Parish, LA is $42,885 per year (approximately $3,574 per month).

What is the average rent in Union Parish, LA?

The closest official figure is HUD's Fair Market Rent for 2026: $765 for a studio, $793 for one bedroom, $1,026 for two, $1,319 for three and $1,358 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Union Parish, LA expensive to live in?

Prices there run 16.4% below the U.S. average. BEA's regional price parity for the metro area is 83.6, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Union Parish, LA?

To keep a $1,026 two-bedroom under 30% of gross income, a household needs about $41,040 a year, or $3,420 a month. That is 96% of what the typical household in Union Parish, LA earns.

How much do you need to live comfortably in Union Parish, LA?

On the local median income of $42,885 ($3,574 a month before tax), the 50/30/20 rule leaves $1,787 a month for needs like rent, utilities and groceries, $1,072 for everything else and $715 for savings or debt. A two-bedroom at $1,026 takes 57% of the needs share.

How much is the electric bill in Union Parish, LA?

Homes in Louisiana paid 13.5¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $121. Your bill depends mostly on heating and cooling.