Texas · Census, HUD and BEA figures · Updated

Cost of Living in Upshur County, TX

Prices around Upshur County, TX run 10.5% below the U.S. average (BEA, the metro area). The typical household there earns $66,208 a year, and HUD puts a two-bedroom at $1,199 a month. Keeping that rent under 30% of income takes about $47,960 a year.

Upshur County, TX at a glance

Median household income

$66,208$5,517 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,199HUD FY2026 Fair Market Rent
Price level (U.S. = 100)89.5-10.5% · BEA, the metro area
Electricity15.9¢per kWh · EIA Residential TX
Population42,567Census ACS 5-year estimate

How much rent can you afford in Upshur County, TX?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,199Monthly market rent
Share of gross income21.7%Recommended max: 30%
Annual income needed$47,960To meet the 30% standard
Max affordable rent$1,655At 30% of $66,208
0%30% (Affordability standard)100%
Compare against:

How much is rent in Upshur County, TX? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Longview, TX HUD Metro FMR Area, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Upshur County, TX, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,007$12,084$40,28018.3%
1-Bedroom Apartment$1,013$12,156$40,52018.4%
2-Bedroom ApartmentBenchmark$1,199$14,388$47,96021.7%
3-Bedroom Home$1,606$19,272$64,24029.1%
4-Bedroom Home$1,694$20,328$67,76030.7%

Rent in Upshur County, TX, with the wage each unit needs →

What a typical income covers in Upshur County, TX

The 50/30/20 rule applied to the local median of $66,208 a year ($5,517 a month before tax).

Needs (50%)$2,759/moRent ($1,199 2-BR), utilities (~$143/mo), groceries, transit
Wants (30%)$1,655/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,103/moEmergency fund, retirement, paying down loans

What $66,208 leaves after Texas taxes

Federal income tax, Social Security, Medicare and Texas tax on the local median income. Change the salary to see yours.

$66,208
$25,000$135,000
Filing status:
Gross salary breakdown$66,208
Net 84%
Fed 9%
FICA 8%
Annual take-home$55,378After all taxes
Monthly deposit$4,615Estimated per month
Biweekly paycheck$2,130Every 2 weeks (26/yr)
Effective tax rate16.4%Total tax burden
Federal income tax$5,765 / yr
Texas state income taxNo state wage tax$0
FICA (Social Security & Medicare)$5,065 / yr

Living in Upshur County, TX: common questions

What is the median household income in Upshur County, TX?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Upshur County, TX is $66,208 per year (approximately $5,517 per month).

What is the average rent in Upshur County, TX?

The closest official figure is HUD's Fair Market Rent for 2026: $1,007 for a studio, $1,013 for one bedroom, $1,199 for two, $1,606 for three and $1,694 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Upshur County, TX expensive to live in?

Prices there run 10.5% below the U.S. average. BEA's regional price parity for the metro area is 89.5, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Upshur County, TX?

To keep a $1,199 two-bedroom under 30% of gross income, a household needs about $47,960 a year, or $3,997 a month. That is 72% of what the typical household in Upshur County, TX earns.

How much do you need to live comfortably in Upshur County, TX?

On the local median income of $66,208 ($5,517 a month before tax), the 50/30/20 rule leaves $2,759 a month for needs like rent, utilities and groceries, $1,655 for everything else and $1,103 for savings or debt. A two-bedroom at $1,199 takes 43% of the needs share.

How much is the electric bill in Upshur County, TX?

Homes in Texas paid 15.9¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $143. Your bill depends mostly on heating and cooling.