Texas · Census, HUD and BEA figures · Updated

Cost of Living in Val Verde County, TX

Prices around Val Verde County, TX run 2.9% below the U.S. average (BEA, Texas). The typical household there earns $66,100 a year, and HUD puts a two-bedroom at $1,064 a month. Keeping that rent under 30% of income takes about $42,560 a year.

Val Verde County, TX at a glance

Median household income

$66,100$5,508 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,064HUD FY2026 Fair Market Rent
Price level (U.S. = 100)97.1-2.9% · BEA, Texas
Electricity15.9¢per kWh · EIA Residential TX
Population47,741Census ACS 5-year estimate

How much rent can you afford in Val Verde County, TX?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,064Monthly market rent
Share of gross income19.3%Recommended max: 30%
Annual income needed$42,560To meet the 30% standard
Max affordable rent$1,652At 30% of $66,100
0%30% (Affordability standard)100%
Compare against:

How much is rent in Val Verde County, TX? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Val Verde County, TX, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Val Verde County, TX, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$857$10,284$34,28015.6%
1-Bedroom Apartment$863$10,356$34,52015.7%
2-Bedroom ApartmentBenchmark$1,064$12,768$42,56019.3%
3-Bedroom Home$1,450$17,400$58,00026.3%
4-Bedroom Home$1,455$17,460$58,20026.4%

Rent in Val Verde County, TX, with the wage each unit needs →

What a typical income covers in Val Verde County, TX

The 50/30/20 rule applied to the local median of $66,100 a year ($5,508 a month before tax).

Needs (50%)$2,754/moRent ($1,064 2-BR), utilities (~$143/mo), groceries, transit
Wants (30%)$1,652/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,102/moEmergency fund, retirement, paying down loans

What $66,100 leaves after Texas taxes

Federal income tax, Social Security, Medicare and Texas tax on the local median income. Change the salary to see yours.

$66,100
$25,000$135,000
Filing status:
Gross salary breakdown$66,100
Net 84%
Fed 9%
FICA 8%
Annual take-home$55,291After all taxes
Monthly deposit$4,608Estimated per month
Biweekly paycheck$2,127Every 2 weeks (26/yr)
Effective tax rate16.4%Total tax burden
Federal income tax$5,752 / yr
Texas state income taxNo state wage tax$0
FICA (Social Security & Medicare)$5,057 / yr

Living in Val Verde County, TX: common questions

What is the median household income in Val Verde County, TX?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Val Verde County, TX is $66,100 per year (approximately $5,508 per month).

What is the average rent in Val Verde County, TX?

The closest official figure is HUD's Fair Market Rent for 2026: $857 for a studio, $863 for one bedroom, $1,064 for two, $1,450 for three and $1,455 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Val Verde County, TX expensive to live in?

Prices there run 2.9% below the U.S. average. BEA's regional price parity for Texas is 97.1, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Val Verde County, TX?

To keep a $1,064 two-bedroom under 30% of gross income, a household needs about $42,560 a year, or $3,547 a month. That is 64% of what the typical household in Val Verde County, TX earns.

How much do you need to live comfortably in Val Verde County, TX?

On the local median income of $66,100 ($5,508 a month before tax), the 50/30/20 rule leaves $2,754 a month for needs like rent, utilities and groceries, $1,652 for everything else and $1,102 for savings or debt. A two-bedroom at $1,064 takes 39% of the needs share.

How much is the electric bill in Val Verde County, TX?

Homes in Texas paid 15.9¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $143. Your bill depends mostly on heating and cooling.