California · Census, HUD and BEA figures · Updated

Cost of Living in Ventura County, CA

Prices around Ventura County, CA run 10.5% above the U.S. average (BEA, the metro area). The typical household there earns $109,797 a year, and HUD puts a two-bedroom at $2,693 a month. Keeping that rent under 30% of income takes about $107,720 a year.

Ventura County, CA at a glance

Median household income

$109,797$9,150 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$2,693HUD FY2026 Fair Market Rent
Price level (U.S. = 100)110.5+10.5% · BEA, the metro area
Electricity34.7¢per kWh · EIA Residential CA
Population837,469Census ACS 5-year estimate

How much rent can you afford in Ventura County, CA?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$2,693Monthly market rent
Share of gross income29.4%Recommended max: 30%
Annual income needed$107,720To meet the 30% standard
Max affordable rent$2,745At 30% of $109,797
0%30% (Affordability standard)100%
Compare against:

How much is rent in Ventura County, CA? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Oxnard-Thousand Oaks-Ventura, CA MSA, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Ventura County, CA, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,998$23,976$79,92021.8%
1-Bedroom Apartment$2,250$27,000$90,00024.6%
2-Bedroom ApartmentBenchmark$2,693$32,316$107,72029.4%
3-Bedroom Home$3,652$43,824$146,08039.9%
4-Bedroom Home$4,240$50,880$169,60046.3%

Rent in Ventura County, CA, with the wage each unit needs →

What a typical income covers in Ventura County, CA

The 50/30/20 rule applied to the local median of $109,797 a year ($9,150 a month before tax).

Needs (50%)$4,575/moRent ($2,693 2-BR), utilities (~$313/mo), groceries, transit
Wants (30%)$2,745/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,830/moEmergency fund, retirement, paying down loans

What $109,797 leaves after California taxes

Federal income tax, Social Security, Medicare and California tax on the local median income. Change the salary to see yours.

$109,797
$40,000$220,000
Filing status:
Gross salary breakdown$109,797
Net 73%
Fed 14%
CA 5%
FICA 8%
Annual take-home$80,106After all taxes
Monthly deposit$6,676Estimated per month
Biweekly paycheck$3,081Every 2 weeks (26/yr)
Effective tax rate27%Total tax burden
Federal income tax$15,325 / yr
California state income tax$5,966 / yr
FICA (Social Security & Medicare)$8,399 / yr

Living in Ventura County, CA: common questions

What is the median household income in Ventura County, CA?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Ventura County, CA is $109,797 per year (approximately $9,150 per month).

What is the average rent in Ventura County, CA?

The closest official figure is HUD's Fair Market Rent for 2026: $1,998 for a studio, $2,250 for one bedroom, $2,693 for two, $3,652 for three and $4,240 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Ventura County, CA expensive to live in?

Prices there run 10.5% above the U.S. average. BEA's regional price parity for the metro area is 110.5, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Ventura County, CA?

To keep a $2,693 two-bedroom under 30% of gross income, a household needs about $107,720 a year, or $8,977 a month. That is 98% of what the typical household in Ventura County, CA earns.

How much do you need to live comfortably in Ventura County, CA?

On the local median income of $109,797 ($9,150 a month before tax), the 50/30/20 rule leaves $4,575 a month for needs like rent, utilities and groceries, $2,745 for everything else and $1,830 for savings or debt. A two-bedroom at $2,693 takes 59% of the needs share.

How much is the electric bill in Ventura County, CA?

Homes in California paid 34.7¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $313. Your bill depends mostly on heating and cooling.