Texas · Census, HUD and BEA figures · Updated

Cost of Living in Victoria, TX

Prices around Victoria, TX run 10.2% below the U.S. average (BEA, the metro area). The typical household there earns $67,226 a year, and HUD puts a two-bedroom at $1,442 a month. Keeping that rent under 30% of income takes about $57,680 a year.

Victoria, TX at a glance

Median household income

$67,226$5,602 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,442HUD FY2026 Fair Market Rent
Price level (U.S. = 100)89.8-10.2% · BEA, the metro area
Electricity15.9¢per kWh · EIA Residential TX
Population65,625Census ACS 5-year estimate

How much rent can you afford in Victoria, TX?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,442Monthly market rent
Share of gross income25.7%Recommended max: 30%
Annual income needed$57,680To meet the 30% standard
Max affordable rent$1,681At 30% of $67,226
0%30% (Affordability standard)100%
Compare against:

How much is rent in Victoria, TX? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Victoria, TX MSA, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Victoria, TX, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,146$13,752$45,84020.5%
1-Bedroom Apartment$1,153$13,836$46,12020.6%
2-Bedroom ApartmentBenchmark$1,442$17,304$57,68025.7%
3-Bedroom Home$1,729$20,748$69,16030.9%
4-Bedroom Home$1,909$22,908$76,36034.1%

Rent in Victoria, TX, with the wage each unit needs →

What a typical income covers in Victoria, TX

The 50/30/20 rule applied to the local median of $67,226 a year ($5,602 a month before tax).

Needs (50%)$2,801/moRent ($1,442 2-BR), utilities (~$143/mo), groceries, transit
Wants (30%)$1,681/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,120/moEmergency fund, retirement, paying down loans

What $67,226 leaves after Texas taxes

Federal income tax, Social Security, Medicare and Texas tax on the local median income. Change the salary to see yours.

$67,226
$25,000$135,000
Filing status:
Gross salary breakdown$67,226
Net 83%
Fed 9%
FICA 8%
Annual take-home$56,123After all taxes
Monthly deposit$4,677Estimated per month
Biweekly paycheck$2,159Every 2 weeks (26/yr)
Effective tax rate16.5%Total tax burden
Federal income tax$5,960 / yr
Texas state income taxNo state wage tax$0
FICA (Social Security & Medicare)$5,143 / yr

Living in Victoria, TX: common questions

What is the median household income in Victoria, TX?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Victoria, TX is $67,226 per year (approximately $5,602 per month).

What is the average rent in Victoria, TX?

The closest official figure is HUD's Fair Market Rent for 2026: $1,146 for a studio, $1,153 for one bedroom, $1,442 for two, $1,729 for three and $1,909 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Victoria, TX expensive to live in?

Prices there run 10.2% below the U.S. average. BEA's regional price parity for the metro area is 89.8, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Victoria, TX?

To keep a $1,442 two-bedroom under 30% of gross income, a household needs about $57,680 a year, or $4,807 a month. That is 86% of what the typical household in Victoria, TX earns.

How much do you need to live comfortably in Victoria, TX?

On the local median income of $67,226 ($5,602 a month before tax), the 50/30/20 rule leaves $2,801 a month for needs like rent, utilities and groceries, $1,681 for everything else and $1,120 for savings or debt. A two-bedroom at $1,442 takes 51% of the needs share.

How much is the electric bill in Victoria, TX?

Homes in Texas paid 15.9¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $143. Your bill depends mostly on heating and cooling.