Indiana · Census, HUD and BEA figures · Updated

Cost of Living in Vigo County, IN

Prices around Vigo County, IN run 12.2% below the U.S. average (BEA, the metro area). The typical household there earns $52,976 a year, and HUD puts a two-bedroom at $1,094 a month. Keeping that rent under 30% of income takes about $43,760 a year.

Vigo County, IN at a glance

Median household income

$52,976$4,415 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,094HUD FY2026 Fair Market Rent
Price level (U.S. = 100)87.8-12.2% · BEA, the metro area
Electricity17.5¢per kWh · EIA Residential IN
Population106,109Census ACS 5-year estimate

How much rent can you afford in Vigo County, IN?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,094Monthly market rent
Share of gross income24.8%Recommended max: 30%
Annual income needed$43,760To meet the 30% standard
Max affordable rent$1,324At 30% of $52,976
0%30% (Affordability standard)100%
Compare against:

How much is rent in Vigo County, IN? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Terre Haute, IN HUD Metro FMR Area, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Vigo County, IN, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$859$10,308$34,36019.5%
1-Bedroom Apartment$864$10,368$34,56019.6%
2-Bedroom ApartmentBenchmark$1,094$13,128$43,76024.8%
3-Bedroom Home$1,312$15,744$52,48029.7%
4-Bedroom Home$1,535$18,420$61,40034.8%

Rent in Vigo County, IN, with the wage each unit needs →

What a typical income covers in Vigo County, IN

The 50/30/20 rule applied to the local median of $52,976 a year ($4,415 a month before tax).

Needs (50%)$2,207/moRent ($1,094 2-BR), utilities (~$158/mo), groceries, transit
Wants (30%)$1,324/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$883/moEmergency fund, retirement, paying down loans

What $52,976 leaves after Indiana taxes

Federal income tax, Social Security, Medicare and Indiana tax on the local median income. Change the salary to see yours.

$52,976
$20,000$110,000
Filing status:
Gross salary breakdown$52,976
Net 82%
Fed 8%
IN 3%
FICA 8%
Annual take-home$43,213After all taxes
Monthly deposit$3,601Estimated per month
Biweekly paycheck$1,662Every 2 weeks (26/yr)
Effective tax rate18.4%Total tax burden
Federal income tax$4,177 / yr
Indiana state income tax$1,533 / yr
FICA (Social Security & Medicare)$4,053 / yr

Living in Vigo County, IN: common questions

What is the median household income in Vigo County, IN?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Vigo County, IN is $52,976 per year (approximately $4,415 per month).

What is the average rent in Vigo County, IN?

The closest official figure is HUD's Fair Market Rent for 2026: $859 for a studio, $864 for one bedroom, $1,094 for two, $1,312 for three and $1,535 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Vigo County, IN expensive to live in?

Prices there run 12.2% below the U.S. average. BEA's regional price parity for the metro area is 87.8, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Vigo County, IN?

To keep a $1,094 two-bedroom under 30% of gross income, a household needs about $43,760 a year, or $3,647 a month. That is 83% of what the typical household in Vigo County, IN earns.

How much do you need to live comfortably in Vigo County, IN?

On the local median income of $52,976 ($4,415 a month before tax), the 50/30/20 rule leaves $2,207 a month for needs like rent, utilities and groceries, $1,324 for everything else and $883 for savings or debt. A two-bedroom at $1,094 takes 50% of the needs share.

How much is the electric bill in Vigo County, IN?

Homes in Indiana paid 17.5¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $158. Your bill depends mostly on heating and cooling.