Kentucky · Census, HUD and BEA figures · Updated

Cost of Living in Warren County, KY

Prices around Warren County, KY run 9.8% below the U.S. average (BEA, the metro area). The typical household there earns $65,794 a year, and HUD puts a two-bedroom at $1,153 a month. Keeping that rent under 30% of income takes about $46,120 a year.

Warren County, KY at a glance

Median household income

$65,794$5,483 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,153HUD FY2026 Fair Market Rent
Price level (U.S. = 100)90.2-9.8% · BEA, the metro area
Electricity14.3¢per kWh · EIA Residential KY
Population140,918Census ACS 5-year estimate

How much rent can you afford in Warren County, KY?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,153Monthly market rent
Share of gross income21%Recommended max: 30%
Annual income needed$46,120To meet the 30% standard
Max affordable rent$1,645At 30% of $65,794
0%30% (Affordability standard)100%
Compare against:

How much is rent in Warren County, KY? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Bowling Green, KY HUD Metro FMR Area, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Warren County, KY, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$889$10,668$35,56016.2%
1-Bedroom Apartment$985$11,820$39,40018%
2-Bedroom ApartmentBenchmark$1,153$13,836$46,12021%
3-Bedroom Home$1,384$16,608$55,36025.2%
4-Bedroom Home$1,806$21,672$72,24032.9%

Rent in Warren County, KY, with the wage each unit needs →

What a typical income covers in Warren County, KY

The 50/30/20 rule applied to the local median of $65,794 a year ($5,483 a month before tax).

Needs (50%)$2,741/moRent ($1,153 2-BR), utilities (~$128/mo), groceries, transit
Wants (30%)$1,645/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,097/moEmergency fund, retirement, paying down loans

What $65,794 leaves after Kentucky taxes

Federal income tax, Social Security, Medicare and Kentucky tax on the local median income. Change the salary to see yours.

$65,794
$25,000$135,000
Filing status:
Gross salary breakdown$65,794
Net 80%
Fed 9%
KY 3%
FICA 8%
Annual take-home$52,860After all taxes
Monthly deposit$4,405Estimated per month
Biweekly paycheck$2,033Every 2 weeks (26/yr)
Effective tax rate19.7%Total tax burden
Federal income tax$5,715 / yr
Kentucky state income tax$2,185 / yr
FICA (Social Security & Medicare)$5,033 / yr

Living in Warren County, KY: common questions

What is the median household income in Warren County, KY?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Warren County, KY is $65,794 per year (approximately $5,483 per month).

What is the average rent in Warren County, KY?

The closest official figure is HUD's Fair Market Rent for 2026: $889 for a studio, $985 for one bedroom, $1,153 for two, $1,384 for three and $1,806 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Warren County, KY expensive to live in?

Prices there run 9.8% below the U.S. average. BEA's regional price parity for the metro area is 90.2, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Warren County, KY?

To keep a $1,153 two-bedroom under 30% of gross income, a household needs about $46,120 a year, or $3,843 a month. That is 70% of what the typical household in Warren County, KY earns.

How much do you need to live comfortably in Warren County, KY?

On the local median income of $65,794 ($5,483 a month before tax), the 50/30/20 rule leaves $2,741 a month for needs like rent, utilities and groceries, $1,645 for everything else and $1,097 for savings or debt. A two-bedroom at $1,153 takes 42% of the needs share.

How much is the electric bill in Warren County, KY?

Homes in Kentucky paid 14.3¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $128. Your bill depends mostly on heating and cooling.