Kentucky · Census, HUD and BEA figures · Updated

Cost of Living in Webster County, KY

Prices around Webster County, KY run 9.8% below the U.S. average (BEA, Kentucky). The typical household there earns $59,628 a year, and HUD puts a two-bedroom at $866 a month. Keeping that rent under 30% of income takes about $34,640 a year.

Webster County, KY at a glance

Median household income

$59,628$4,969 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$866HUD FY2026 Fair Market Rent
Price level (U.S. = 100)90.2-9.8% · BEA, Kentucky
Electricity14.3¢per kWh · EIA Residential KY
Population12,842Census ACS 5-year estimate

How much rent can you afford in Webster County, KY?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$866Monthly market rent
Share of gross income17.4%Recommended max: 30%
Annual income needed$34,640To meet the 30% standard
Max affordable rent$1,491At 30% of $59,628
0%30% (Affordability standard)100%
Compare against:

How much is rent in Webster County, KY? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Webster County, KY, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Webster County, KY, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$619$7,428$24,76012.5%
1-Bedroom Apartment$660$7,920$26,40013.3%
2-Bedroom ApartmentBenchmark$866$10,392$34,64017.4%
3-Bedroom Home$1,115$13,380$44,60022.4%
4-Bedroom Home$1,209$14,508$48,36024.3%

Rent in Webster County, KY, with the wage each unit needs →

What a typical income covers in Webster County, KY

The 50/30/20 rule applied to the local median of $59,628 a year ($4,969 a month before tax).

Needs (50%)$2,485/moRent ($866 2-BR), utilities (~$128/mo), groceries, transit
Wants (30%)$1,491/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$994/moEmergency fund, retirement, paying down loans

What $59,628 leaves after Kentucky taxes

Federal income tax, Social Security, Medicare and Kentucky tax on the local median income. Change the salary to see yours.

$59,628
$20,000$120,000
Filing status:
Gross salary breakdown$59,628
Net 81%
Fed 8%
KY 3%
FICA 8%
Annual take-home$48,122After all taxes
Monthly deposit$4,010Estimated per month
Biweekly paycheck$1,851Every 2 weeks (26/yr)
Effective tax rate19.3%Total tax burden
Federal income tax$4,975 / yr
Kentucky state income tax$1,969 / yr
FICA (Social Security & Medicare)$4,562 / yr

Living in Webster County, KY: common questions

What is the median household income in Webster County, KY?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Webster County, KY is $59,628 per year (approximately $4,969 per month).

What is the average rent in Webster County, KY?

The closest official figure is HUD's Fair Market Rent for 2026: $619 for a studio, $660 for one bedroom, $866 for two, $1,115 for three and $1,209 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Webster County, KY expensive to live in?

Prices there run 9.8% below the U.S. average. BEA's regional price parity for Kentucky is 90.2, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Webster County, KY?

To keep a $866 two-bedroom under 30% of gross income, a household needs about $34,640 a year, or $2,887 a month. That is 58% of what the typical household in Webster County, KY earns.

How much do you need to live comfortably in Webster County, KY?

On the local median income of $59,628 ($4,969 a month before tax), the 50/30/20 rule leaves $2,485 a month for needs like rent, utilities and groceries, $1,491 for everything else and $994 for savings or debt. A two-bedroom at $866 takes 35% of the needs share.

How much is the electric bill in Webster County, KY?

Homes in Kentucky paid 14.3¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $128. Your bill depends mostly on heating and cooling.