Arkansas · Census, HUD and BEA figures · Updated

Cost of Living in White County, AR

Prices around White County, AR run 13.1% below the U.S. average (BEA, Arkansas). The typical household there earns $55,249 a year, and HUD puts a two-bedroom at $880 a month. Keeping that rent under 30% of income takes about $35,200 a year.

White County, AR at a glance

Median household income

$55,249$4,604 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$880HUD FY2026 Fair Market Rent
Price level (U.S. = 100)86.9-13.1% · BEA, Arkansas
Electricity14.1¢per kWh · EIA Residential AR
Population77,838Census ACS 5-year estimate

How much rent can you afford in White County, AR?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$880Monthly market rent
Share of gross income19.1%Recommended max: 30%
Annual income needed$35,200To meet the 30% standard
Max affordable rent$1,381At 30% of $55,249
0%30% (Affordability standard)100%
Compare against:

How much is rent in White County, AR? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for White County, AR, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in White County, AR, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$630$7,560$25,20013.7%
1-Bedroom Apartment$734$8,808$29,36015.9%
2-Bedroom ApartmentBenchmark$880$10,560$35,20019.1%
3-Bedroom Home$1,149$13,788$45,96025%
4-Bedroom Home$1,165$13,980$46,60025.3%

Rent in White County, AR, with the wage each unit needs →

What a typical income covers in White County, AR

The 50/30/20 rule applied to the local median of $55,249 a year ($4,604 a month before tax).

Needs (50%)$2,302/moRent ($880 2-BR), utilities (~$127/mo), groceries, transit
Wants (30%)$1,381/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$921/moEmergency fund, retirement, paying down loans

What $55,249 leaves after Arkansas taxes

Federal income tax, Social Security, Medicare and Arkansas tax on the local median income. Change the salary to see yours.

$55,249
$20,000$115,000
Filing status:
Gross salary breakdown$55,249
Net 81%
Fed 8%
AR 3%
FICA 8%
Annual take-home$44,963After all taxes
Monthly deposit$3,747Estimated per month
Biweekly paycheck$1,729Every 2 weeks (26/yr)
Effective tax rate18.6%Total tax burden
Federal income tax$4,450 / yr
Arkansas state income tax$1,609 / yr
FICA (Social Security & Medicare)$4,227 / yr

Living in White County, AR: common questions

What is the median household income in White County, AR?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in White County, AR is $55,249 per year (approximately $4,604 per month).

What is the average rent in White County, AR?

The closest official figure is HUD's Fair Market Rent for 2026: $630 for a studio, $734 for one bedroom, $880 for two, $1,149 for three and $1,165 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is White County, AR expensive to live in?

Prices there run 13.1% below the U.S. average. BEA's regional price parity for Arkansas is 86.9, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in White County, AR?

To keep a $880 two-bedroom under 30% of gross income, a household needs about $35,200 a year, or $2,933 a month. That is 64% of what the typical household in White County, AR earns.

How much do you need to live comfortably in White County, AR?

On the local median income of $55,249 ($4,604 a month before tax), the 50/30/20 rule leaves $2,302 a month for needs like rent, utilities and groceries, $1,381 for everything else and $921 for savings or debt. A two-bedroom at $880 takes 38% of the needs share.

How much is the electric bill in White County, AR?

Homes in Arkansas paid 14.1¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $127. Your bill depends mostly on heating and cooling.