Florida · Census, HUD and BEA figures · Updated

Cost of Living in Wildwood, FL

Prices around Wildwood, FL run 14.6% below the U.S. average (BEA, the metro area). The typical household there earns $76,552 a year, and HUD puts a two-bedroom at $1,328 a month. Keeping that rent under 30% of income takes about $53,120 a year.

Wildwood, FL at a glance

Median household income

$76,552$6,379 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,328HUD FY2026 Fair Market Rent
Price level (U.S. = 100)85.4-14.6% · BEA, the metro area
Electricity15.1¢per kWh · EIA Residential FL
Population17,608Census ACS 5-year estimate

How much rent can you afford in Wildwood, FL?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,328Monthly market rent
Share of gross income20.8%Recommended max: 30%
Annual income needed$53,120To meet the 30% standard
Max affordable rent$1,914At 30% of $76,552
0%30% (Affordability standard)100%
Compare against:

How much is rent in Wildwood, FL? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Wildwood-The Villages, FL MSA, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Wildwood, FL, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,076$12,912$43,04016.9%
1-Bedroom Apartment$1,139$13,668$45,56017.9%
2-Bedroom ApartmentBenchmark$1,328$15,936$53,12020.8%
3-Bedroom Home$1,655$19,860$66,20025.9%
4-Bedroom Home$1,937$23,244$77,48030.4%

Rent in Wildwood, FL, with the wage each unit needs →

What a typical income covers in Wildwood, FL

The 50/30/20 rule applied to the local median of $76,552 a year ($6,379 a month before tax).

Needs (50%)$3,190/moRent ($1,328 2-BR), utilities (~$136/mo), groceries, transit
Wants (30%)$1,914/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,276/moEmergency fund, retirement, paying down loans

What $76,552 leaves after Florida taxes

Federal income tax, Social Security, Medicare and Florida tax on the local median income. Change the salary to see yours.

$76,552
$30,000$155,000
Filing status:
Gross salary breakdown$76,552
Net 82%
Fed 10%
FICA 8%
Annual take-home$62,684After all taxes
Monthly deposit$5,224Estimated per month
Biweekly paycheck$2,411Every 2 weeks (26/yr)
Effective tax rate18.1%Total tax burden
Federal income tax$8,011 / yr
Florida state income taxNo state wage tax$0
FICA (Social Security & Medicare)$5,856 / yr

Living in Wildwood, FL: common questions

What is the median household income in Wildwood, FL?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Wildwood, FL is $76,552 per year (approximately $6,379 per month).

What is the average rent in Wildwood, FL?

The closest official figure is HUD's Fair Market Rent for 2026: $1,076 for a studio, $1,139 for one bedroom, $1,328 for two, $1,655 for three and $1,937 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Wildwood, FL expensive to live in?

Prices there run 14.6% below the U.S. average. BEA's regional price parity for the metro area is 85.4, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Wildwood, FL?

To keep a $1,328 two-bedroom under 30% of gross income, a household needs about $53,120 a year, or $4,427 a month. That is 69% of what the typical household in Wildwood, FL earns.

How much do you need to live comfortably in Wildwood, FL?

On the local median income of $76,552 ($6,379 a month before tax), the 50/30/20 rule leaves $3,190 a month for needs like rent, utilities and groceries, $1,914 for everything else and $1,276 for savings or debt. A two-bedroom at $1,328 takes 42% of the needs share.

How much is the electric bill in Wildwood, FL?

Homes in Florida paid 15.1¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $136. Your bill depends mostly on heating and cooling.