Pennsylvania · Census, HUD and BEA figures · Updated

Cost of Living in Williamsport, PA

Prices around Williamsport, PA run 7.7% below the U.S. average (BEA, the metro area). The typical household there earns $48,851 a year, and HUD puts a two-bedroom at $1,195 a month. Keeping that rent under 30% of income takes about $47,800 a year.

Williamsport, PA at a glance

Median household income

$48,851$4,071 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,195HUD FY2026 Fair Market Rent
Price level (U.S. = 100)92.3-7.7% · BEA, the metro area
Electricity21.7¢per kWh · EIA Residential PA
Population27,612Census ACS 5-year estimate

How much rent can you afford in Williamsport, PA?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,195Monthly market rent
Share of gross income29.4%Recommended max: 30%
Annual income needed$47,800To meet the 30% standard
Max affordable rent$1,221At 30% of $48,851
0%30% (Affordability standard)100%
Compare against:

How much is rent in Williamsport, PA? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Williamsport, PA MSA, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Williamsport, PA, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$824$9,888$32,96020.2%
1-Bedroom Apartment$995$11,940$39,80024.4%
2-Bedroom ApartmentBenchmark$1,195$14,340$47,80029.4%
3-Bedroom Home$1,586$19,032$63,44039%
4-Bedroom Home$1,737$20,844$69,48042.7%

Rent in Williamsport, PA, with the wage each unit needs →

What a typical income covers in Williamsport, PA

The 50/30/20 rule applied to the local median of $48,851 a year ($4,071 a month before tax).

Needs (50%)$2,035/moRent ($1,195 2-BR), utilities (~$196/mo), groceries, transit
Wants (30%)$1,221/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$814/moEmergency fund, retirement, paying down loans

What $48,851 leaves after Pennsylvania taxes

Federal income tax, Social Security, Medicare and Pennsylvania tax on the local median income. Change the salary to see yours.

$48,851
$15,000$100,000
Filing status:
Gross salary breakdown$48,851
Net 82%
Fed 8%
PA 3%
FICA 8%
Annual take-home$39,932After all taxes
Monthly deposit$3,328Estimated per month
Biweekly paycheck$1,536Every 2 weeks (26/yr)
Effective tax rate18.3%Total tax burden
Federal income tax$3,682 / yr
Pennsylvania state income tax$1,500 / yr
FICA (Social Security & Medicare)$3,737 / yr

Living in Williamsport, PA: common questions

What is the median household income in Williamsport, PA?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Williamsport, PA is $48,851 per year (approximately $4,071 per month).

What is the average rent in Williamsport, PA?

The closest official figure is HUD's Fair Market Rent for 2026: $824 for a studio, $995 for one bedroom, $1,195 for two, $1,586 for three and $1,737 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Williamsport, PA expensive to live in?

Prices there run 7.7% below the U.S. average. BEA's regional price parity for the metro area is 92.3, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Williamsport, PA?

To keep a $1,195 two-bedroom under 30% of gross income, a household needs about $47,800 a year, or $3,983 a month. That is 98% of what the typical household in Williamsport, PA earns.

How much do you need to live comfortably in Williamsport, PA?

On the local median income of $48,851 ($4,071 a month before tax), the 50/30/20 rule leaves $2,035 a month for needs like rent, utilities and groceries, $1,221 for everything else and $814 for savings or debt. A two-bedroom at $1,195 takes 59% of the needs share.

How much is the electric bill in Williamsport, PA?

Homes in Pennsylvania paid 21.7¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $196. Your bill depends mostly on heating and cooling.