Connecticut · Census, HUD and BEA figures · Updated

Cost of Living in Willimantic, CT

Prices around Willimantic, CT run 0.4% above the U.S. average (BEA, the metro area). The typical household there earns $45,962 a year, and HUD puts a two-bedroom at $1,866 a month. Keeping that rent under 30% of income takes about $74,640 a year.

Willimantic, CT at a glance

Median household income

$45,962$3,830 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,866HUD FY2026 Fair Market Rent
Price level (U.S. = 100)100.4+0.4% · BEA, the metro area
Electricity24.3¢per kWh · EIA Residential CT
Population18,096Census ACS 5-year estimate

How much rent can you afford in Willimantic, CT?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Moderate cost burden (30–50%)
HUD Fair Market Rent$1,866Monthly market rent
Share of gross income48.7%Recommended max: 30%
Annual income needed$74,640To meet the 30% standard
Max affordable rent$1,149At 30% of $45,962
0%30% (Affordability standard)100%
Compare against:

How much is rent in Willimantic, CT? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Norwich-New London-Willimantic, CT MSA, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Willimantic, CT, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,287$15,444$51,48033.6%
1-Bedroom Apartment$1,496$17,952$59,84039.1%
2-Bedroom ApartmentBenchmark$1,866$22,392$74,64048.7%
3-Bedroom Home$2,406$28,872$96,24062.8%
4-Bedroom Home$2,988$35,856$119,52078%

Rent in Willimantic, CT, with the wage each unit needs →

What a typical income covers in Willimantic, CT

The 50/30/20 rule applied to the local median of $45,962 a year ($3,830 a month before tax).

Needs (50%)$1,915/moRent ($1,866 2-BR), utilities (~$219/mo), groceries, transit
Wants (30%)$1,149/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$766/moEmergency fund, retirement, paying down loans

What $45,962 leaves after Connecticut taxes

Federal income tax, Social Security, Medicare and Connecticut tax on the local median income. Change the salary to see yours.

$45,962
$15,000$95,000
Filing status:
Gross salary breakdown$45,962
Net 82%
Fed 7%
CT 4%
FICA 8%
Annual take-home$37,474After all taxes
Monthly deposit$3,123Estimated per month
Biweekly paycheck$1,441Every 2 weeks (26/yr)
Effective tax rate18.5%Total tax burden
Federal income tax$3,335 / yr
Connecticut state income tax$1,636 / yr
FICA (Social Security & Medicare)$3,516 / yr

Living in Willimantic, CT: common questions

What is the median household income in Willimantic, CT?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Willimantic, CT is $45,962 per year (approximately $3,830 per month).

What is the average rent in Willimantic, CT?

The closest official figure is HUD's Fair Market Rent for 2026: $1,287 for a studio, $1,496 for one bedroom, $1,866 for two, $2,406 for three and $2,988 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Willimantic, CT expensive to live in?

Prices there run 0.4% above the U.S. average. BEA's regional price parity for the metro area is 100.4, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Willimantic, CT?

To keep a $1,866 two-bedroom under 30% of gross income, a household needs about $74,640 a year, or $6,220 a month. That is 162% of what the typical household in Willimantic, CT earns.

How much do you need to live comfortably in Willimantic, CT?

On the local median income of $45,962 ($3,830 a month before tax), the 50/30/20 rule leaves $1,915 a month for needs like rent, utilities and groceries, $1,149 for everything else and $766 for savings or debt. A two-bedroom at $1,866 takes 97% of the needs share.

How much is the electric bill in Willimantic, CT?

Homes in Connecticut paid 24.3¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $219. Your bill depends mostly on heating and cooling.