Wisconsin · Census, HUD and BEA figures · Updated

Cost of Living in Winnebago County, WI

Prices around Winnebago County, WI run 7.1% below the U.S. average (BEA, the metro area). The typical household there earns $74,925 a year, and HUD puts a two-bedroom at $1,149 a month. Keeping that rent under 30% of income takes about $45,960 a year.

Winnebago County, WI at a glance

Median household income

$74,925$6,244 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,149HUD FY2026 Fair Market Rent
Price level (U.S. = 100)92.9-7.1% · BEA, the metro area
Electricity19.6¢per kWh · EIA Residential WI
Population171,769Census ACS 5-year estimate

How much rent can you afford in Winnebago County, WI?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,149Monthly market rent
Share of gross income18.4%Recommended max: 30%
Annual income needed$45,960To meet the 30% standard
Max affordable rent$1,873At 30% of $74,925
0%30% (Affordability standard)100%
Compare against:

How much is rent in Winnebago County, WI? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Oshkosh-Neenah, WI MSA, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Winnebago County, WI, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$875$10,500$35,00014%
1-Bedroom Apartment$889$10,668$35,56014.2%
2-Bedroom ApartmentBenchmark$1,149$13,788$45,96018.4%
3-Bedroom Home$1,543$18,516$61,72024.7%
4-Bedroom Home$1,651$19,812$66,04026.4%

Rent in Winnebago County, WI, with the wage each unit needs →

What a typical income covers in Winnebago County, WI

The 50/30/20 rule applied to the local median of $74,925 a year ($6,244 a month before tax).

Needs (50%)$3,122/moRent ($1,149 2-BR), utilities (~$176/mo), groceries, transit
Wants (30%)$1,873/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,249/moEmergency fund, retirement, paying down loans

What $74,925 leaves after Wisconsin taxes

Federal income tax, Social Security, Medicare and Wisconsin tax on the local median income. Change the salary to see yours.

$74,925
$25,000$150,000
Filing status:
Gross salary breakdown$74,925
Net 78%
Fed 10%
WI 4%
FICA 8%
Annual take-home$58,601After all taxes
Monthly deposit$4,883Estimated per month
Biweekly paycheck$2,254Every 2 weeks (26/yr)
Effective tax rate21.8%Total tax burden
Federal income tax$7,654 / yr
Wisconsin state income tax$2,939 / yr
FICA (Social Security & Medicare)$5,732 / yr

Living in Winnebago County, WI: common questions

What is the median household income in Winnebago County, WI?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Winnebago County, WI is $74,925 per year (approximately $6,244 per month).

What is the average rent in Winnebago County, WI?

The closest official figure is HUD's Fair Market Rent for 2026: $875 for a studio, $889 for one bedroom, $1,149 for two, $1,543 for three and $1,651 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Winnebago County, WI expensive to live in?

Prices there run 7.1% below the U.S. average. BEA's regional price parity for the metro area is 92.9, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Winnebago County, WI?

To keep a $1,149 two-bedroom under 30% of gross income, a household needs about $45,960 a year, or $3,830 a month. That is 61% of what the typical household in Winnebago County, WI earns.

How much do you need to live comfortably in Winnebago County, WI?

On the local median income of $74,925 ($6,244 a month before tax), the 50/30/20 rule leaves $3,122 a month for needs like rent, utilities and groceries, $1,873 for everything else and $1,249 for savings or debt. A two-bedroom at $1,149 takes 37% of the needs share.

How much is the electric bill in Winnebago County, WI?

Homes in Wisconsin paid 19.6¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $176. Your bill depends mostly on heating and cooling.