New York · Census, HUD and BEA figures · Updated

Cost of Living in Woodbury, NY

Prices around Woodbury, NY run 9.4% above the U.S. average (BEA, the metro area). The typical household there earns $121,221 a year, and HUD puts a two-bedroom at $1,979 a month. Keeping that rent under 30% of income takes about $79,160 a year.

Woodbury, NY at a glance

Median household income

$121,221$10,102 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,979HUD FY2026 Fair Market Rent
Price level (U.S. = 100)109.4+9.4% · BEA, the metro area
Electricity29.5¢per kWh · EIA Residential NY
Population11,334Census ACS 5-year estimate

How much rent can you afford in Woodbury, NY?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,979Monthly market rent
Share of gross income19.6%Recommended max: 30%
Annual income needed$79,160To meet the 30% standard
Max affordable rent$3,031At 30% of $121,221
0%30% (Affordability standard)100%
Compare against:

How much is rent in Woodbury, NY? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Kiryas Joel-Poughkeepsie-Newburgh, NY MSA, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Woodbury, NY, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,364$16,368$54,56013.5%
1-Bedroom Apartment$1,549$18,588$61,96015.3%
2-Bedroom ApartmentBenchmark$1,979$23,748$79,16019.6%
3-Bedroom Home$2,511$30,132$100,44024.9%
4-Bedroom Home$2,694$32,328$107,76026.7%

Rent in Woodbury, NY, with the wage each unit needs →

What a typical income covers in Woodbury, NY

The 50/30/20 rule applied to the local median of $121,221 a year ($10,102 a month before tax).

Needs (50%)$5,051/moRent ($1,979 2-BR), utilities (~$265/mo), groceries, transit
Wants (30%)$3,031/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$2,020/moEmergency fund, retirement, paying down loans

What $121,221 leaves after New York taxes

Federal income tax, Social Security, Medicare and New York tax on the local median income. Change the salary to see yours.

$121,221
$45,000$245,000
Filing status:
Gross salary breakdown$121,221
Net 72%
Fed 15%
NY 5%
FICA 8%
Annual take-home$87,842After all taxes
Monthly deposit$7,320Estimated per month
Biweekly paycheck$3,379Every 2 weeks (26/yr)
Effective tax rate27.5%Total tax burden
Federal income tax$17,839 / yr
New York state income tax$6,267 / yr
FICA (Social Security & Medicare)$9,273 / yr

Living in Woodbury, NY: common questions

What is the median household income in Woodbury, NY?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Woodbury, NY is $121,221 per year (approximately $10,102 per month).

What is the average rent in Woodbury, NY?

The closest official figure is HUD's Fair Market Rent for 2026: $1,364 for a studio, $1,549 for one bedroom, $1,979 for two, $2,511 for three and $2,694 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Woodbury, NY expensive to live in?

Prices there run 9.4% above the U.S. average. BEA's regional price parity for the metro area is 109.4, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Woodbury, NY?

To keep a $1,979 two-bedroom under 30% of gross income, a household needs about $79,160 a year, or $6,597 a month. That is 65% of what the typical household in Woodbury, NY earns.

How much do you need to live comfortably in Woodbury, NY?

On the local median income of $121,221 ($10,102 a month before tax), the 50/30/20 rule leaves $5,051 a month for needs like rent, utilities and groceries, $3,031 for everything else and $2,020 for savings or debt. A two-bedroom at $1,979 takes 39% of the needs share.

How much is the electric bill in Woodbury, NY?

Homes in New York paid 29.5¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $265. Your bill depends mostly on heating and cooling.