Oklahoma · Census, HUD and BEA figures · Updated

Cost of Living in Woods County, OK

Prices around Woods County, OK run 12.2% below the U.S. average (BEA, Oklahoma). The typical household there earns $53,275 a year, and HUD puts a two-bedroom at $975 a month. Keeping that rent under 30% of income takes about $39,000 a year.

Woods County, OK at a glance

Median household income

$53,275$4,440 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$975HUD FY2026 Fair Market Rent
Price level (U.S. = 100)87.8-12.2% · BEA, Oklahoma
Electricity14.3¢per kWh · EIA Residential OK
Population8,596Census ACS 5-year estimate

How much rent can you afford in Woods County, OK?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$975Monthly market rent
Share of gross income22%Recommended max: 30%
Annual income needed$39,000To meet the 30% standard
Max affordable rent$1,332At 30% of $53,275
0%30% (Affordability standard)100%
Compare against:

How much is rent in Woods County, OK? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Woods County, OK, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Woods County, OK, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$733$8,796$29,32016.5%
1-Bedroom Apartment$831$9,972$33,24018.7%
2-Bedroom ApartmentBenchmark$975$11,700$39,00022%
3-Bedroom Home$1,217$14,604$48,68027.4%
4-Bedroom Home$1,291$15,492$51,64029.1%

Rent in Woods County, OK, with the wage each unit needs →

What a typical income covers in Woods County, OK

The 50/30/20 rule applied to the local median of $53,275 a year ($4,440 a month before tax).

Needs (50%)$2,220/moRent ($975 2-BR), utilities (~$129/mo), groceries, transit
Wants (30%)$1,332/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$888/moEmergency fund, retirement, paying down loans

What $53,275 leaves after Oklahoma taxes

Federal income tax, Social Security, Medicare and Oklahoma tax on the local median income. Change the salary to see yours.

$53,275
$20,000$110,000
Filing status:
Gross salary breakdown$53,275
Net 81%
Fed 8%
OK 3%
FICA 8%
Annual take-home$43,135After all taxes
Monthly deposit$3,595Estimated per month
Biweekly paycheck$1,659Every 2 weeks (26/yr)
Effective tax rate19%Total tax burden
Federal income tax$4,213 / yr
Oklahoma state income tax$1,852 / yr
FICA (Social Security & Medicare)$4,076 / yr

Living in Woods County, OK: common questions

What is the median household income in Woods County, OK?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Woods County, OK is $53,275 per year (approximately $4,440 per month).

What is the average rent in Woods County, OK?

The closest official figure is HUD's Fair Market Rent for 2026: $733 for a studio, $831 for one bedroom, $975 for two, $1,217 for three and $1,291 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Woods County, OK expensive to live in?

Prices there run 12.2% below the U.S. average. BEA's regional price parity for Oklahoma is 87.8, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Woods County, OK?

To keep a $975 two-bedroom under 30% of gross income, a household needs about $39,000 a year, or $3,250 a month. That is 73% of what the typical household in Woods County, OK earns.

How much do you need to live comfortably in Woods County, OK?

On the local median income of $53,275 ($4,440 a month before tax), the 50/30/20 rule leaves $2,220 a month for needs like rent, utilities and groceries, $1,332 for everything else and $888 for savings or debt. A two-bedroom at $975 takes 44% of the needs share.

How much is the electric bill in Woods County, OK?

Homes in Oklahoma paid 14.3¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $129. Your bill depends mostly on heating and cooling.