North Carolina · Census, HUD and BEA figures · Updated

Cost of Living in Yadkin County, NC

Prices around Yadkin County, NC run 8% below the U.S. average (BEA, the metro area). The typical household there earns $62,932 a year, and HUD puts a two-bedroom at $1,232 a month. Keeping that rent under 30% of income takes about $49,280 a year.

Yadkin County, NC at a glance

Median household income

$62,932$5,244 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,232HUD FY2026 Fair Market Rent
Price level (U.S. = 100)92.0-8% · BEA, the metro area
Electricity14.7¢per kWh · EIA Residential NC
Population37,574Census ACS 5-year estimate

How much rent can you afford in Yadkin County, NC?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,232Monthly market rent
Share of gross income23.5%Recommended max: 30%
Annual income needed$49,280To meet the 30% standard
Max affordable rent$1,573At 30% of $62,932
0%30% (Affordability standard)100%
Compare against:

How much is rent in Yadkin County, NC? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Winston-Salem, NC HUD Metro FMR Area, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Yadkin County, NC, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$995$11,940$39,80019%
1-Bedroom Apartment$1,082$12,984$43,28020.6%
2-Bedroom ApartmentBenchmark$1,232$14,784$49,28023.5%
3-Bedroom Home$1,607$19,284$64,28030.6%
4-Bedroom Home$1,898$22,776$75,92036.2%

Rent in Yadkin County, NC, with the wage each unit needs →

What a typical income covers in Yadkin County, NC

The 50/30/20 rule applied to the local median of $62,932 a year ($5,244 a month before tax).

Needs (50%)$2,622/moRent ($1,232 2-BR), utilities (~$133/mo), groceries, transit
Wants (30%)$1,573/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,049/moEmergency fund, retirement, paying down loans

What $62,932 leaves after North Carolina taxes

Federal income tax, Social Security, Medicare and North Carolina tax on the local median income. Change the salary to see yours.

$62,932
$25,000$130,000
Filing status:
Gross salary breakdown$62,932
Net 81%
Fed 9%
NC 3%
FICA 8%
Annual take-home$50,744After all taxes
Monthly deposit$4,229Estimated per month
Biweekly paycheck$1,952Every 2 weeks (26/yr)
Effective tax rate19.4%Total tax burden
Federal income tax$5,372 / yr
North Carolina state income tax$2,002 / yr
FICA (Social Security & Medicare)$4,814 / yr

Living in Yadkin County, NC: common questions

What is the median household income in Yadkin County, NC?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Yadkin County, NC is $62,932 per year (approximately $5,244 per month).

What is the average rent in Yadkin County, NC?

The closest official figure is HUD's Fair Market Rent for 2026: $995 for a studio, $1,082 for one bedroom, $1,232 for two, $1,607 for three and $1,898 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Yadkin County, NC expensive to live in?

Prices there run 8% below the U.S. average. BEA's regional price parity for the metro area is 92.0, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Yadkin County, NC?

To keep a $1,232 two-bedroom under 30% of gross income, a household needs about $49,280 a year, or $4,107 a month. That is 78% of what the typical household in Yadkin County, NC earns.

How much do you need to live comfortably in Yadkin County, NC?

On the local median income of $62,932 ($5,244 a month before tax), the 50/30/20 rule leaves $2,622 a month for needs like rent, utilities and groceries, $1,573 for everything else and $1,049 for savings or debt. A two-bedroom at $1,232 takes 47% of the needs share.

How much is the electric bill in Yadkin County, NC?

Homes in North Carolina paid 14.7¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $133. Your bill depends mostly on heating and cooling.