Pennsylvania · Census, HUD and BEA figures · Updated

Cost of Living in York County, PA

Prices around York County, PA run 4% below the U.S. average (BEA, the metro area). The typical household there earns $84,829 a year, and HUD puts a two-bedroom at $1,335 a month. Keeping that rent under 30% of income takes about $53,400 a year.

York County, PA at a glance

Median household income

$84,829$7,069 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,335HUD FY2026 Fair Market Rent
Price level (U.S. = 100)96.0-4% · BEA, the metro area
Electricity21.7¢per kWh · EIA Residential PA
Population462,924Census ACS 5-year estimate

How much rent can you afford in York County, PA?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,335Monthly market rent
Share of gross income18.9%Recommended max: 30%
Annual income needed$53,400To meet the 30% standard
Max affordable rent$2,121At 30% of $84,829
0%30% (Affordability standard)100%
Compare against:

How much is rent in York County, PA? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for York-Hanover, PA MSA, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in York County, PA, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$925$11,100$37,00013.1%
1-Bedroom Apartment$1,060$12,720$42,40015%
2-Bedroom ApartmentBenchmark$1,335$16,020$53,40018.9%
3-Bedroom Home$1,796$21,552$71,84025.4%
4-Bedroom Home$1,850$22,200$74,00026.2%

Rent in York County, PA, with the wage each unit needs →

What a typical income covers in York County, PA

The 50/30/20 rule applied to the local median of $84,829 a year ($7,069 a month before tax).

Needs (50%)$3,535/moRent ($1,335 2-BR), utilities (~$196/mo), groceries, transit
Wants (30%)$2,121/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,414/moEmergency fund, retirement, paying down loans

What $84,829 leaves after Pennsylvania taxes

Federal income tax, Social Security, Medicare and Pennsylvania tax on the local median income. Change the salary to see yours.

$84,829
$30,000$170,000
Filing status:
Gross salary breakdown$84,829
Net 78%
Fed 12%
PA 3%
FICA 8%
Annual take-home$65,903After all taxes
Monthly deposit$5,492Estimated per month
Biweekly paycheck$2,535Every 2 weeks (26/yr)
Effective tax rate22.3%Total tax burden
Federal income tax$9,832 / yr
Pennsylvania state income tax$2,604 / yr
FICA (Social Security & Medicare)$6,489 / yr

Living in York County, PA: common questions

What is the median household income in York County, PA?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in York County, PA is $84,829 per year (approximately $7,069 per month).

What is the average rent in York County, PA?

The closest official figure is HUD's Fair Market Rent for 2026: $925 for a studio, $1,060 for one bedroom, $1,335 for two, $1,796 for three and $1,850 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is York County, PA expensive to live in?

Prices there run 4% below the U.S. average. BEA's regional price parity for the metro area is 96.0, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in York County, PA?

To keep a $1,335 two-bedroom under 30% of gross income, a household needs about $53,400 a year, or $4,450 a month. That is 63% of what the typical household in York County, PA earns.

How much do you need to live comfortably in York County, PA?

On the local median income of $84,829 ($7,069 a month before tax), the 50/30/20 rule leaves $3,535 a month for needs like rent, utilities and groceries, $2,121 for everything else and $1,414 for savings or debt. A two-bedroom at $1,335 takes 38% of the needs share.

How much is the electric bill in York County, PA?

Homes in Pennsylvania paid 21.7¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $196. Your bill depends mostly on heating and cooling.