California · Census, HUD and BEA figures · Updated

Cost of Living in Yuba City, CA

Prices around Yuba City, CA run 4.2% above the U.S. average (BEA, the metro area). The typical household there earns $75,477 a year, and HUD puts a two-bedroom at $1,550 a month. Keeping that rent under 30% of income takes about $62,000 a year.

Yuba City, CA at a glance

Median household income

$75,477$6,290 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,550HUD FY2026 Fair Market Rent
Price level (U.S. = 100)104.2+4.2% · BEA, the metro area
Electricity34.7¢per kWh · EIA Residential CA
Population69,471Census ACS 5-year estimate

How much rent can you afford in Yuba City, CA?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,550Monthly market rent
Share of gross income24.6%Recommended max: 30%
Annual income needed$62,000To meet the 30% standard
Max affordable rent$1,887At 30% of $75,477
0%30% (Affordability standard)100%
Compare against:

How much is rent in Yuba City, CA? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Yuba City, CA MSA, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Yuba City, CA, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,166$13,992$46,64018.5%
1-Bedroom Apartment$1,272$15,264$50,88020.2%
2-Bedroom ApartmentBenchmark$1,550$18,600$62,00024.6%
3-Bedroom Home$2,156$25,872$86,24034.3%
4-Bedroom Home$2,600$31,200$104,00041.3%

Rent in Yuba City, CA, with the wage each unit needs →

What a typical income covers in Yuba City, CA

The 50/30/20 rule applied to the local median of $75,477 a year ($6,290 a month before tax).

Needs (50%)$3,145/moRent ($1,550 2-BR), utilities (~$313/mo), groceries, transit
Wants (30%)$1,887/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,258/moEmergency fund, retirement, paying down loans

What $75,477 leaves after California taxes

Federal income tax, Social Security, Medicare and California tax on the local median income. Change the salary to see yours.

$75,477
$30,000$155,000
Filing status:
Gross salary breakdown$75,477
Net 78%
Fed 10%
CA 4%
FICA 8%
Annual take-home$59,115After all taxes
Monthly deposit$4,926Estimated per month
Biweekly paycheck$2,274Every 2 weeks (26/yr)
Effective tax rate21.7%Total tax burden
Federal income tax$7,775 / yr
California state income tax$2,813 / yr
FICA (Social Security & Medicare)$5,774 / yr

Living in Yuba City, CA: common questions

What is the median household income in Yuba City, CA?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Yuba City, CA is $75,477 per year (approximately $6,290 per month).

What is the average rent in Yuba City, CA?

The closest official figure is HUD's Fair Market Rent for 2026: $1,166 for a studio, $1,272 for one bedroom, $1,550 for two, $2,156 for three and $2,600 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Yuba City, CA expensive to live in?

Prices there run 4.2% above the U.S. average. BEA's regional price parity for the metro area is 104.2, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Yuba City, CA?

To keep a $1,550 two-bedroom under 30% of gross income, a household needs about $62,000 a year, or $5,167 a month. That is 82% of what the typical household in Yuba City, CA earns.

How much do you need to live comfortably in Yuba City, CA?

On the local median income of $75,477 ($6,290 a month before tax), the 50/30/20 rule leaves $3,145 a month for needs like rent, utilities and groceries, $1,887 for everything else and $1,258 for savings or debt. A two-bedroom at $1,550 takes 49% of the needs share.

How much is the electric bill in Yuba City, CA?

Homes in California paid 34.7¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $313. Your bill depends mostly on heating and cooling.