Iowa · 2026 tax year · Updated

$18 an Hour in Iowa After Taxes

$18 an hour full time is $37,440 a year before tax. In Iowa a single filer keeps about $31,492 of it in 2026: $2,624 a month, or $1,211 every two weeks. The rest goes to federal income tax ($2,313), Social Security and Medicare ($2,864), and $771 in Iowa income tax. That is 15.9% of gross pay in all.

Thinking in yearly pay instead?$35k a year after tax in Iowa →

$18 an hour after taxes in Iowa

Take-home a year in Iowa

$31,492$1,211 every two weeks · $2,624 a month · single filer, 2026
Before tax (2,080 hours)$37,440$18.00 an hour
Federal income tax$2,3136.2% effective
Social Security and Medicare$2,8647.65% of gross
Iowa income tax$7712.1% effective

Try another wage or filing status

$37,440
$15,000$75,000
Filing status:
Gross salary breakdown$37,440
Net 84%
Fed 6%
IA 2%
FICA 8%
Annual take-home$31,492After all taxes
Monthly deposit$2,624Estimated per month
Biweekly paycheck$1,211Every 2 weeks (26/yr)
Effective tax rate15.9%Total tax burden
Federal income tax$2,313 / yr
Iowa state income tax$771 / yr
FICA (Social Security & Medicare)$2,864 / yr

$18 an hour per paycheck in Iowa: biweekly and monthly

A year's tax on 2026 rules for a single filer with the $16,100 standard deduction, spread evenly over the paychecks. Your employer's withholding can differ a little; the tax return settles the difference.

$18 an hour in Iowa, before and after tax
LinePer hourEvery 2 weeksPer monthPer year
Pay before tax$18.00$1,440$3,120$37,440
Federal income tax-$1.11-$89-$193-$2,313
Social Security (6.2%)-$1.12-$89-$193-$2,321
Medicare (1.45%)-$0.26-$21-$45-$543
Iowa income tax-$0.37-$30-$64-$771
Take-home pay$15.14/hr$1,211$2,624$31,492

Can you live on $18 an hour in Iowa?

The 50/30/20 rule applied to $2,624 a month after tax. Prices in Iowa run 12.2% below the U.S. average (BEA).

Needs (50%)$1,312/moRent, utilities, groceries, health
Wants (30%)$787/moDining out, entertainment, hobbies
Savings and debt (20%)$525/moEmergency fund, 401(k), IRA

$18 an hour after taxes in states next to Iowa

Take-home on $18 an hour, Iowa and bordering states
StateState taxTake-home a yearAgainst Iowa
IowaThis page$771$31,492—
Illinois$1,708$30,555-$938
Minnesota$1,184$31,079-$414
Missouri$816$31,447-$45
Nebraska$824$31,439-$53

Other hourly wages after tax in Iowa

$18 an hour in Iowa: common questions

How much is $18 an hour after taxes in Iowa?

About $31,492 a year, $2,624 a month or $1,211 a paycheck every two weeks, for a single filer working 40 hours a week and taking the 2026 standard deduction. That works out to $15.14 an hour after tax.

$18 an hour is how much a year?

$37,440 before tax, at 40 hours a week for 52 weeks. That is $3,120 a month or $1,440 every two weeks. After tax in Iowa it is $31,492 a year.

How much Iowa income tax do you pay on $18 an hour?

About $771 a year on $37,440, or 2.1% of gross pay.

What is time and a half on $18 an hour?

$27.00 an hour for hours past 40 in a week, under the federal Fair Labor Standards Act; double time, where an employer pays it, is $36.00. Five overtime hours every week add about $7,020 a year before tax.

Through 2028, the premium half of each overtime hour, $9.00 here, is deductible from federal taxable income up to $12,500 a year. It does not lower Social Security, Medicare or, unless Iowa adopts it, state tax.

How much rent can you afford on $18 an hour?

Up to $936 a month by the usual rule of 30% of gross pay. Taking 30% of what you actually bring home instead, $2,624 a month in Iowa, gives a tighter $787.

Is $18 an hour a good wage in Iowa?

The median hourly wage for all jobs in Iowa is $23.34 (BLS, May 2025), so $18 is 23% below what the typical worker there earns.

Does $18 an hour go further in a neighboring state?

Not on tax. On $18 an hour, Iowa leaves as much after tax as any bordering state: $31,492 a year.