Rent in Adams County, IL at a glance
2-bedroom rent (HUD)
$1,064$12,768 a year · HUD fiscal year 2026From October 1, 2026: $1,013 (−4.8%)How much rent can you afford in Adams County, IL?
HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.
Rent in Adams County, IL by bedroom, and the pay it takes
Income needed keeps rent at 30% of gross pay; the hourly figure assumes one full-time job, 2,080 hours a year.
| Size | A month | A year | Income needed | Hourly wage needed |
|---|---|---|---|---|
| Studio | $734 | $8,808 | $29,360 | $14.12/hr |
| 1 bedroom | $811 | $9,732 | $32,440 | $15.60/hr |
| 2 bedroomsMost searched | $1,064 | $12,768 | $42,560 | $20.46/hr |
| 3 bedrooms | $1,327 | $15,924 | $53,080 | $25.52/hr |
| 4 bedrooms | $1,500 | $18,000 | $60,000 | $28.85/hr |
Cost of living in Adams County, IL: income, prices and a budget →
Living and working in Adams County, IL
Rent in Adams County, IL: common questions
How much is rent going down in Adams County, IL in 2027?
HUD's Fair Market Rent for fiscal 2027, which takes effect October 1, 2026, is $1,013 for a two-bedroom, down 4.8% from $1,064. A one-bedroom goes from $811 to $774, a studio from $734 to $705.
These are HUD's estimates of what a typical recently rented unit costs, used for housing vouchers. A landlord's increase on your lease follows your lease and your state's rules, not this figure.
What is the average rent in Adams County, IL?
HUD's Fair Market Rent for 2026 is $811 for a one-bedroom and $1,064 for a two-bedroom, utilities included. That is $12,768 a year for the two-bedroom.
It is not an average of current listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so asking rents on newer places usually run higher.
How much do you need to make to afford rent in Adams County, IL?
To keep a $1,064 two-bedroom at 30% of gross pay, one full-time worker needs $20.46 an hour, or $42,560 a year. A one-bedroom at $811 takes $15.60 an hour.
How much is a 1, 2 or 3-bedroom apartment in Adams County, IL?
At HUD's 2026 Fair Market Rent: studio $734, one bedroom $811, two $1,064, three $1,327 and four $1,500 a month.
Is rent affordable in Adams County, IL?
For the typical household, earning $66,220 a year ($5,518 a month, Census ACS), a two-bedroom at $1,064 takes 19.3% of income. Under 30% is the usual line for affordable; this is under it.
How is the income needed for rent worked out?
Rent for a year divided by 0.30, the share of gross income HUD treats as affordable: ($1,064 × 12) ÷ 0.30 = $42,560. Divided by 2,080 working hours, that is $20.46 an hour.