Rent in Ballard County, KY at a glance
2-bedroom rent (HUD)
$1,072$12,864 a year · HUD fiscal year 2026From October 1, 2026: $1,180 (+10.1%)How much rent can you afford in Ballard County, KY?
HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.
Rent in Ballard County, KY by bedroom, and the pay it takes
Income needed keeps rent at 30% of gross pay; the hourly figure assumes one full-time job, 2,080 hours a year.
| Size | A month | A year | Income needed | Hourly wage needed |
|---|---|---|---|---|
| Studio | $800 | $9,600 | $32,000 | $15.38/hr |
| 1 bedroom | $817 | $9,804 | $32,680 | $15.71/hr |
| 2 bedroomsMost searched | $1,072 | $12,864 | $42,880 | $20.62/hr |
| 3 bedrooms | $1,285 | $15,420 | $51,400 | $24.71/hr |
| 4 bedrooms | $1,640 | $19,680 | $65,600 | $31.54/hr |
Cost of living in Ballard County, KY: income, prices and a budget →
Living and working in Ballard County, KY
Rent in Ballard County, KY: common questions
How much is rent going up in Ballard County, KY in 2027?
HUD's Fair Market Rent for fiscal 2027, which takes effect October 1, 2026, is $1,180 for a two-bedroom, up 10.1% from $1,072. A one-bedroom goes from $817 to $902, a studio from $800 to $822.
These are HUD's estimates of what a typical recently rented unit costs, used for housing vouchers. A landlord's increase on your lease follows your lease and your state's rules, not this figure.
What is the average rent in Ballard County, KY?
HUD's Fair Market Rent for 2026 is $817 for a one-bedroom and $1,072 for a two-bedroom, utilities included. That is $12,864 a year for the two-bedroom.
It is not an average of current listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so asking rents on newer places usually run higher.
How much do you need to make to afford rent in Ballard County, KY?
To keep a $1,072 two-bedroom at 30% of gross pay, one full-time worker needs $20.62 an hour, or $42,880 a year. A one-bedroom at $817 takes $15.71 an hour.
How much is a 1, 2 or 3-bedroom apartment in Ballard County, KY?
At HUD's 2026 Fair Market Rent: studio $800, one bedroom $817, two $1,072, three $1,285 and four $1,640 a month.
Is rent affordable in Ballard County, KY?
For the typical household, earning $66,164 a year ($5,514 a month, Census ACS), a two-bedroom at $1,072 takes 19.4% of income. Under 30% is the usual line for affordable; this is under it.
How is the income needed for rent worked out?
Rent for a year divided by 0.30, the share of gross income HUD treats as affordable: ($1,072 × 12) ÷ 0.30 = $42,880. Divided by 2,080 working hours, that is $20.62 an hour.