Rent in Bell County, KY at a glance
2-bedroom rent (HUD)
$866$10,392 a year · HUD fiscal year 2026From October 1, 2026: $909 (+5%)How much rent can you afford in Bell County, KY?
HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.
Rent in Bell County, KY by bedroom, and the pay it takes
Income needed keeps rent at 30% of gross pay; the hourly figure assumes one full-time job, 2,080 hours a year.
| Size | A month | A year | Income needed | Hourly wage needed |
|---|---|---|---|---|
| Studio | $597 | $7,164 | $23,880 | $11.48/hr |
| 1 bedroom | $790 | $9,480 | $31,600 | $15.19/hr |
| 2 bedroomsMost searched | $866 | $10,392 | $34,640 | $16.65/hr |
| 3 bedrooms | $1,133 | $13,596 | $45,320 | $21.79/hr |
| 4 bedrooms | $1,294 | $15,528 | $51,760 | $24.88/hr |
Cost of living in Bell County, KY: income, prices and a budget →
Living and working in Bell County, KY
Rent in Bell County, KY: common questions
How much is rent going up in Bell County, KY in 2027?
HUD's Fair Market Rent for fiscal 2027, which takes effect October 1, 2026, is $909 for a two-bedroom, up 5% from $866. A one-bedroom goes from $790 to $787, a studio from $597 to $633.
These are HUD's estimates of what a typical recently rented unit costs, used for housing vouchers. A landlord's increase on your lease follows your lease and your state's rules, not this figure.
What is the average rent in Bell County, KY?
HUD's Fair Market Rent for 2026 is $790 for a one-bedroom and $866 for a two-bedroom, utilities included. That is $10,392 a year for the two-bedroom.
It is not an average of current listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so asking rents on newer places usually run higher.
How much do you need to make to afford rent in Bell County, KY?
To keep a $866 two-bedroom at 30% of gross pay, one full-time worker needs $16.65 an hour, or $34,640 a year. A one-bedroom at $790 takes $15.19 an hour.
How much is a 1, 2 or 3-bedroom apartment in Bell County, KY?
At HUD's 2026 Fair Market Rent: studio $597, one bedroom $790, two $866, three $1,133 and four $1,294 a month.
Is rent affordable in Bell County, KY?
For the typical household, earning $31,354 a year ($2,613 a month, Census ACS), a two-bedroom at $866 takes 33.1% of income. Under 30% is the usual line for affordable; this is over it.
How is the income needed for rent worked out?
Rent for a year divided by 0.30, the share of gross income HUD treats as affordable: ($866 × 12) ÷ 0.30 = $34,640. Divided by 2,080 working hours, that is $16.65 an hour.