Rent in Bergen County, NJ at a glance
2-bedroom rent (HUD)
$2,324$27,888 a year · HUD fiscal year 2026From October 1, 2026: $2,282 (−1.8%)How much rent can you afford in Bergen County, NJ?
HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.
Rent in Bergen County, NJ by bedroom, and the pay it takes
Income needed keeps rent at 30% of gross pay; the hourly figure assumes one full-time job, 2,080 hours a year.
| Size | A month | A year | Income needed | Hourly wage needed |
|---|---|---|---|---|
| Studio | $1,778 | $21,336 | $71,120 | $34.19/hr |
| 1 bedroom | $2,024 | $24,288 | $80,960 | $38.92/hr |
| 2 bedroomsMost searched | $2,324 | $27,888 | $92,960 | $44.69/hr |
| 3 bedrooms | $2,835 | $34,020 | $113,400 | $54.52/hr |
| 4 bedrooms | $3,618 | $43,416 | $144,720 | $69.58/hr |
Cost of living in Bergen County, NJ: income, prices and a budget →
Living and working in Bergen County, NJ
Rent in Bergen County, NJ: common questions
How much is rent going down in Bergen County, NJ in 2027?
HUD's Fair Market Rent for fiscal 2027, which takes effect October 1, 2026, is $2,282 for a two-bedroom, down 1.8% from $2,324. A one-bedroom goes from $2,024 to $1,987, a studio from $1,778 to $1,772.
These are HUD's estimates of what a typical recently rented unit costs, used for housing vouchers. A landlord's increase on your lease follows your lease and your state's rules, not this figure.
What is the average rent in Bergen County, NJ?
HUD's Fair Market Rent for 2026 is $2,024 for a one-bedroom and $2,324 for a two-bedroom, utilities included. That is $27,888 a year for the two-bedroom.
It is not an average of current listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so asking rents on newer places usually run higher.
How much do you need to make to afford rent in Bergen County, NJ?
To keep a $2,324 two-bedroom at 30% of gross pay, one full-time worker needs $44.69 an hour, or $92,960 a year. A one-bedroom at $2,024 takes $38.92 an hour.
How much is a 1, 2 or 3-bedroom apartment in Bergen County, NJ?
At HUD's 2026 Fair Market Rent: studio $1,778, one bedroom $2,024, two $2,324, three $2,835 and four $3,618 a month.
Is rent affordable in Bergen County, NJ?
For the typical household, earning $124,884 a year ($10,407 a month, Census ACS), a two-bedroom at $2,324 takes 22.3% of income. Under 30% is the usual line for affordable; this is under it.
How is the income needed for rent worked out?
Rent for a year divided by 0.30, the share of gross income HUD treats as affordable: ($2,324 × 12) ÷ 0.30 = $92,960. Divided by 2,080 working hours, that is $44.69 an hour.