Rent in Calloway County, KY at a glance
2-bedroom rent (HUD)
$1,098$13,176 a year · HUD fiscal year 2026From October 1, 2026: $1,155 (+5.2%)How much rent can you afford in Calloway County, KY?
HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.
Rent in Calloway County, KY by bedroom, and the pay it takes
Income needed keeps rent at 30% of gross pay; the hourly figure assumes one full-time job, 2,080 hours a year.
| Size | A month | A year | Income needed | Hourly wage needed |
|---|---|---|---|---|
| Studio | $785 | $9,420 | $31,400 | $15.10/hr |
| 1 bedroom | $837 | $10,044 | $33,480 | $16.10/hr |
| 2 bedroomsMost searched | $1,098 | $13,176 | $43,920 | $21.12/hr |
| 3 bedrooms | $1,317 | $15,804 | $52,680 | $25.33/hr |
| 4 bedrooms | $1,454 | $17,448 | $58,160 | $27.96/hr |
Cost of living in Calloway County, KY: income, prices and a budget →
Living and working in Calloway County, KY
Rent in Calloway County, KY: common questions
How much is rent going up in Calloway County, KY in 2027?
HUD's Fair Market Rent for fiscal 2027, which takes effect October 1, 2026, is $1,155 for a two-bedroom, up 5.2% from $1,098. A one-bedroom goes from $837 to $883, a studio from $785 to $848.
These are HUD's estimates of what a typical recently rented unit costs, used for housing vouchers. A landlord's increase on your lease follows your lease and your state's rules, not this figure.
What is the average rent in Calloway County, KY?
HUD's Fair Market Rent for 2026 is $837 for a one-bedroom and $1,098 for a two-bedroom, utilities included. That is $13,176 a year for the two-bedroom.
It is not an average of current listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so asking rents on newer places usually run higher.
How much do you need to make to afford rent in Calloway County, KY?
To keep a $1,098 two-bedroom at 30% of gross pay, one full-time worker needs $21.12 an hour, or $43,920 a year. A one-bedroom at $837 takes $16.10 an hour.
How much is a 1, 2 or 3-bedroom apartment in Calloway County, KY?
At HUD's 2026 Fair Market Rent: studio $785, one bedroom $837, two $1,098, three $1,317 and four $1,454 a month.
Is rent affordable in Calloway County, KY?
For the typical household, earning $52,706 a year ($4,392 a month, Census ACS), a two-bedroom at $1,098 takes 25% of income. Under 30% is the usual line for affordable; this is under it.
How is the income needed for rent worked out?
Rent for a year divided by 0.30, the share of gross income HUD treats as affordable: ($1,098 × 12) ÷ 0.30 = $43,920. Divided by 2,080 working hours, that is $21.12 an hour.