Montana · HUD FY2026 Fair Market Rents · Updated

Rent in Carter County, MT

HUD puts rent for a two-bedroom in Carter County, MT at $1,244 a month for 2026, and a one-bedroom at $1,002. Keeping the two-bedroom under 30% of income takes $23.92 an hour full time, or $49,760 a year. The typical household there would spend 27.6% of its income on it. HUD's 2027 figure, which takes effect October 1, 2026, is $1,247 (up 0.2%).

Rent in Carter County, MT at a glance

2-bedroom rent (HUD)

$1,244$14,928 a year · HUD fiscal year 2026From October 1, 2026: $1,247 (+0.2%)
Studio$932$18/hr needed
1 bedroom$1,002$19/hr needed
Wage a 2-bedroom takes$23.92an hour, 40 hours a week
3 bedrooms$1,492$29/hr needed

How much rent can you afford in Carter County, MT?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,244Monthly market rent
Share of gross income27.6%Recommended max: 30%
Annual income needed$49,760To meet the 30% standard
Max affordable rent$1,354At 30% of $54,167
0%30% (Affordability standard)100%
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Rent in Carter County, MT by bedroom, and the pay it takes

Income needed keeps rent at 30% of gross pay; the hourly figure assumes one full-time job, 2,080 hours a year.

HUD Fair Market Rent in Carter County, MT, fiscal 2026, and the income each needs
SizeA monthA yearIncome neededHourly wage needed
Studio$932$11,184$37,280$17.92/hr
1 bedroom$1,002$12,024$40,080$19.27/hr
2 bedroomsMost searched$1,244$14,928$49,760$23.92/hr
3 bedrooms$1,492$17,904$59,680$28.69/hr
4 bedrooms$2,011$24,132$80,440$38.67/hr

Cost of living in Carter County, MT: income, prices and a budget →

Rent in Carter County, MT: common questions

How much is rent going up in Carter County, MT in 2027?

HUD's Fair Market Rent for fiscal 2027, which takes effect October 1, 2026, is $1,247 for a two-bedroom, up 0.2% from $1,244. A one-bedroom goes from $1,002 to $953, a studio from $932 to $953.

These are HUD's estimates of what a typical recently rented unit costs, used for housing vouchers. A landlord's increase on your lease follows your lease and your state's rules, not this figure.

What is the average rent in Carter County, MT?

HUD's Fair Market Rent for 2026 is $1,002 for a one-bedroom and $1,244 for a two-bedroom, utilities included. That is $14,928 a year for the two-bedroom.

It is not an average of current listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so asking rents on newer places usually run higher.

How much do you need to make to afford rent in Carter County, MT?

To keep a $1,244 two-bedroom at 30% of gross pay, one full-time worker needs $23.92 an hour, or $49,760 a year. A one-bedroom at $1,002 takes $19.27 an hour.

How much is a 1, 2 or 3-bedroom apartment in Carter County, MT?

At HUD's 2026 Fair Market Rent: studio $932, one bedroom $1,002, two $1,244, three $1,492 and four $2,011 a month.

Is rent affordable in Carter County, MT?

For the typical household, earning $54,167 a year ($4,514 a month, Census ACS), a two-bedroom at $1,244 takes 27.6% of income. Under 30% is the usual line for affordable; this is under it.

How is the income needed for rent worked out?

Rent for a year divided by 0.30, the share of gross income HUD treats as affordable: ($1,244 × 12) ÷ 0.30 = $49,760. Divided by 2,080 working hours, that is $23.92 an hour.