North Carolina · HUD FY2026 Fair Market Rents · Updated

Rent in Carteret County, NC

HUD puts rent for a two-bedroom in Carteret County, NC at $1,198 a month for 2026, and a one-bedroom at $913. Keeping the two-bedroom under 30% of income takes $23.04 an hour full time, or $47,920 a year. The typical household there would spend 19.9% of its income on it. HUD's 2027 figure, which takes effect October 1, 2026, is $1,277 (up 6.6%).

Rent in Carteret County, NC at a glance

2-bedroom rent (HUD)

$1,198$14,376 a year · HUD fiscal year 2026From October 1, 2026: $1,277 (+6.6%)
Studio$907$17/hr needed
1 bedroom$913$18/hr needed
Wage a 2-bedroom takes$23.04an hour, 40 hours a week
3 bedrooms$1,541$30/hr needed

How much rent can you afford in Carteret County, NC?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,198Monthly market rent
Share of gross income19.9%Recommended max: 30%
Annual income needed$47,920To meet the 30% standard
Max affordable rent$1,808At 30% of $72,322
0%30% (Affordability standard)100%
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Rent in Carteret County, NC by bedroom, and the pay it takes

Income needed keeps rent at 30% of gross pay; the hourly figure assumes one full-time job, 2,080 hours a year.

HUD Fair Market Rent in Carteret County, NC, fiscal 2026, and the income each needs
SizeA monthA yearIncome neededHourly wage needed
Studio$907$10,884$36,280$17.44/hr
1 bedroom$913$10,956$36,520$17.56/hr
2 bedroomsMost searched$1,198$14,376$47,920$23.04/hr
3 bedrooms$1,541$18,492$61,640$29.63/hr
4 bedrooms$1,966$23,592$78,640$37.81/hr

Cost of living in Carteret County, NC: income, prices and a budget →

Rent in Carteret County, NC: common questions

How much is rent going up in Carteret County, NC in 2027?

HUD's Fair Market Rent for fiscal 2027, which takes effect October 1, 2026, is $1,277 for a two-bedroom, up 6.6% from $1,198. A one-bedroom goes from $913 to $976, a studio from $907 to $970.

These are HUD's estimates of what a typical recently rented unit costs, used for housing vouchers. A landlord's increase on your lease follows your lease and your state's rules, not this figure.

What is the average rent in Carteret County, NC?

HUD's Fair Market Rent for 2026 is $913 for a one-bedroom and $1,198 for a two-bedroom, utilities included. That is $14,376 a year for the two-bedroom.

It is not an average of current listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so asking rents on newer places usually run higher.

How much do you need to make to afford rent in Carteret County, NC?

To keep a $1,198 two-bedroom at 30% of gross pay, one full-time worker needs $23.04 an hour, or $47,920 a year. A one-bedroom at $913 takes $17.56 an hour.

How much is a 1, 2 or 3-bedroom apartment in Carteret County, NC?

At HUD's 2026 Fair Market Rent: studio $907, one bedroom $913, two $1,198, three $1,541 and four $1,966 a month.

Is rent affordable in Carteret County, NC?

For the typical household, earning $72,322 a year ($6,027 a month, Census ACS), a two-bedroom at $1,198 takes 19.9% of income. Under 30% is the usual line for affordable; this is under it.

How is the income needed for rent worked out?

Rent for a year divided by 0.30, the share of gross income HUD treats as affordable: ($1,198 × 12) ÷ 0.30 = $47,920. Divided by 2,080 working hours, that is $23.04 an hour.