Pennsylvania · HUD FY2026 Fair Market Rents · Updated

Rent in Chambersburg, PA

HUD puts rent for a two-bedroom in Chambersburg, PA at $1,379 a month for 2026, and a one-bedroom at $1,119. Keeping the two-bedroom under 30% of income takes $26.52 an hour full time, or $55,160 a year. The typical household there would spend 29.2% of its income on it. HUD's 2027 figure, which takes effect October 1, 2026, is $1,325 (down 3.9%).

Rent in Chambersburg, PA at a glance

2-bedroom rent (HUD)

$1,379$16,548 a year · HUD fiscal year 2026From October 1, 2026: $1,325 (−3.9%)
Studio$1,014$20/hr needed
1 bedroom$1,119$22/hr needed
Wage a 2-bedroom takes$26.52an hour, 40 hours a week
3 bedrooms$1,825$35/hr needed

How much rent can you afford in Chambersburg, PA?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,379Monthly market rent
Share of gross income29.2%Recommended max: 30%
Annual income needed$55,160To meet the 30% standard
Max affordable rent$1,414At 30% of $56,576
0%30% (Affordability standard)100%
Compare against:

Rent in Chambersburg, PA by bedroom, and the pay it takes

Income needed keeps rent at 30% of gross pay; the hourly figure assumes one full-time job, 2,080 hours a year.

HUD Fair Market Rent in Chambersburg, PA, fiscal 2026, and the income each needs
SizeA monthA yearIncome neededHourly wage needed
Studio$1,014$12,168$40,560$19.50/hr
1 bedroom$1,119$13,428$44,760$21.52/hr
2 bedroomsMost searched$1,379$16,548$55,160$26.52/hr
3 bedrooms$1,825$21,900$73,000$35.10/hr
4 bedrooms$1,991$23,892$79,640$38.29/hr

Cost of living in Chambersburg, PA: income, prices and a budget →

Rent in Chambersburg, PA: common questions

How much is rent going down in Chambersburg, PA in 2027?

HUD's Fair Market Rent for fiscal 2027, which takes effect October 1, 2026, is $1,325 for a two-bedroom, down 3.9% from $1,379. A one-bedroom goes from $1,119 to $1,071, a studio from $1,014 to $923.

These are HUD's estimates of what a typical recently rented unit costs, used for housing vouchers. A landlord's increase on your lease follows your lease and your state's rules, not this figure.

What is the average rent in Chambersburg, PA?

HUD's Fair Market Rent for 2026 is $1,119 for a one-bedroom and $1,379 for a two-bedroom, utilities included. That is $16,548 a year for the two-bedroom.

It is not an average of current listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so asking rents on newer places usually run higher.

How much do you need to make to afford rent in Chambersburg, PA?

To keep a $1,379 two-bedroom at 30% of gross pay, one full-time worker needs $26.52 an hour, or $55,160 a year. A one-bedroom at $1,119 takes $21.52 an hour.

How much is a 1, 2 or 3-bedroom apartment in Chambersburg, PA?

At HUD's 2026 Fair Market Rent: studio $1,014, one bedroom $1,119, two $1,379, three $1,825 and four $1,991 a month.

Is rent affordable in Chambersburg, PA?

For the typical household, earning $56,576 a year ($4,715 a month, Census ACS), a two-bedroom at $1,379 takes 29.2% of income. Under 30% is the usual line for affordable; this is under it.

How is the income needed for rent worked out?

Rent for a year divided by 0.30, the share of gross income HUD treats as affordable: ($1,379 × 12) ÷ 0.30 = $55,160. Divided by 2,080 working hours, that is $26.52 an hour.