Michigan · HUD FY2026 Fair Market Rents · Updated

Rent in Charlevoix County, MI

HUD puts rent for a two-bedroom in Charlevoix County, MI at $1,039 a month for 2026, and a one-bedroom at $800. Keeping the two-bedroom under 30% of income takes $19.98 an hour full time, or $41,560 a year. The typical household there would spend 16.3% of its income on it. HUD's 2027 figure, which takes effect October 1, 2026, is $1,119 (up 7.7%).

Rent in Charlevoix County, MI at a glance

2-bedroom rent (HUD)

$1,039$12,468 a year · HUD fiscal year 2026From October 1, 2026: $1,119 (+7.7%)
Studio$736$14/hr needed
1 bedroom$800$15/hr needed
Wage a 2-bedroom takes$19.98an hour, 40 hours a week
3 bedrooms$1,445$28/hr needed

How much rent can you afford in Charlevoix County, MI?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,039Monthly market rent
Share of gross income16.3%Recommended max: 30%
Annual income needed$41,560To meet the 30% standard
Max affordable rent$1,913At 30% of $76,531
0%30% (Affordability standard)100%
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Rent in Charlevoix County, MI by bedroom, and the pay it takes

Income needed keeps rent at 30% of gross pay; the hourly figure assumes one full-time job, 2,080 hours a year.

HUD Fair Market Rent in Charlevoix County, MI, fiscal 2026, and the income each needs
SizeA monthA yearIncome neededHourly wage needed
Studio$736$8,832$29,440$14.15/hr
1 bedroom$800$9,600$32,000$15.38/hr
2 bedroomsMost searched$1,039$12,468$41,560$19.98/hr
3 bedrooms$1,445$17,340$57,800$27.79/hr
4 bedrooms$1,622$19,464$64,880$31.19/hr

Cost of living in Charlevoix County, MI: income, prices and a budget →

Rent in Charlevoix County, MI: common questions

How much is rent going up in Charlevoix County, MI in 2027?

HUD's Fair Market Rent for fiscal 2027, which takes effect October 1, 2026, is $1,119 for a two-bedroom, up 7.7% from $1,039. A one-bedroom goes from $800 to $855, a studio from $736 to $798.

These are HUD's estimates of what a typical recently rented unit costs, used for housing vouchers. A landlord's increase on your lease follows your lease and your state's rules, not this figure.

What is the average rent in Charlevoix County, MI?

HUD's Fair Market Rent for 2026 is $800 for a one-bedroom and $1,039 for a two-bedroom, utilities included. That is $12,468 a year for the two-bedroom.

It is not an average of current listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so asking rents on newer places usually run higher.

How much do you need to make to afford rent in Charlevoix County, MI?

To keep a $1,039 two-bedroom at 30% of gross pay, one full-time worker needs $19.98 an hour, or $41,560 a year. A one-bedroom at $800 takes $15.38 an hour.

How much is a 1, 2 or 3-bedroom apartment in Charlevoix County, MI?

At HUD's 2026 Fair Market Rent: studio $736, one bedroom $800, two $1,039, three $1,445 and four $1,622 a month.

Is rent affordable in Charlevoix County, MI?

For the typical household, earning $76,531 a year ($6,378 a month, Census ACS), a two-bedroom at $1,039 takes 16.3% of income. Under 30% is the usual line for affordable; this is under it.

How is the income needed for rent worked out?

Rent for a year divided by 0.30, the share of gross income HUD treats as affordable: ($1,039 × 12) ÷ 0.30 = $41,560. Divided by 2,080 working hours, that is $19.98 an hour.