Kentucky · HUD FY2026 Fair Market Rents · Updated

Rent in Clark County, KY

HUD puts rent for a two-bedroom in Clark County, KY at $1,272 a month for 2026, and a one-bedroom at $1,079. Keeping the two-bedroom under 30% of income takes $24.46 an hour full time, or $50,880 a year. The typical household there would spend 23.7% of its income on it. HUD's 2027 figure, which takes effect October 1, 2026, is $1,416 (up 11.3%).

Rent in Clark County, KY at a glance

2-bedroom rent (HUD)

$1,272$15,264 a year · HUD fiscal year 2026From October 1, 2026: $1,416 (+11.3%)
Studio$883$17/hr needed
1 bedroom$1,079$21/hr needed
Wage a 2-bedroom takes$24.46an hour, 40 hours a week
3 bedrooms$1,743$34/hr needed

How much rent can you afford in Clark County, KY?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,272Monthly market rent
Share of gross income23.7%Recommended max: 30%
Annual income needed$50,880To meet the 30% standard
Max affordable rent$1,609At 30% of $64,348
0%30% (Affordability standard)100%
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Rent in Clark County, KY by bedroom, and the pay it takes

Income needed keeps rent at 30% of gross pay; the hourly figure assumes one full-time job, 2,080 hours a year.

HUD Fair Market Rent in Clark County, KY, fiscal 2026, and the income each needs
SizeA monthA yearIncome neededHourly wage needed
Studio$883$10,596$35,320$16.98/hr
1 bedroom$1,079$12,948$43,160$20.75/hr
2 bedroomsMost searched$1,272$15,264$50,880$24.46/hr
3 bedrooms$1,743$20,916$69,720$33.52/hr
4 bedrooms$1,940$23,280$77,600$37.31/hr

Cost of living in Clark County, KY: income, prices and a budget →

Rent in Clark County, KY: common questions

How much is rent going up in Clark County, KY in 2027?

HUD's Fair Market Rent for fiscal 2027, which takes effect October 1, 2026, is $1,416 for a two-bedroom, up 11.3% from $1,272. A one-bedroom goes from $1,079 to $1,205, a studio from $883 to $986.

These are HUD's estimates of what a typical recently rented unit costs, used for housing vouchers. A landlord's increase on your lease follows your lease and your state's rules, not this figure.

What is the average rent in Clark County, KY?

HUD's Fair Market Rent for 2026 is $1,079 for a one-bedroom and $1,272 for a two-bedroom, utilities included. That is $15,264 a year for the two-bedroom.

It is not an average of current listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so asking rents on newer places usually run higher.

How much do you need to make to afford rent in Clark County, KY?

To keep a $1,272 two-bedroom at 30% of gross pay, one full-time worker needs $24.46 an hour, or $50,880 a year. A one-bedroom at $1,079 takes $20.75 an hour.

How much is a 1, 2 or 3-bedroom apartment in Clark County, KY?

At HUD's 2026 Fair Market Rent: studio $883, one bedroom $1,079, two $1,272, three $1,743 and four $1,940 a month.

Is rent affordable in Clark County, KY?

For the typical household, earning $64,348 a year ($5,362 a month, Census ACS), a two-bedroom at $1,272 takes 23.7% of income. Under 30% is the usual line for affordable; this is under it.

How is the income needed for rent worked out?

Rent for a year divided by 0.30, the share of gross income HUD treats as affordable: ($1,272 × 12) ÷ 0.30 = $50,880. Divided by 2,080 working hours, that is $24.46 an hour.