Rent in Clay County, IL at a glance
2-bedroom rent (HUD)
$916$10,992 a year · HUD fiscal year 2026From October 1, 2026: $930 (+1.5%)How much rent can you afford in Clay County, IL?
HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.
Rent in Clay County, IL by bedroom, and the pay it takes
Income needed keeps rent at 30% of gross pay; the hourly figure assumes one full-time job, 2,080 hours a year.
| Size | A month | A year | Income needed | Hourly wage needed |
|---|---|---|---|---|
| Studio | $632 | $7,584 | $25,280 | $12.15/hr |
| 1 bedroom | $707 | $8,484 | $28,280 | $13.60/hr |
| 2 bedroomsMost searched | $916 | $10,992 | $36,640 | $17.62/hr |
| 3 bedrooms | $1,167 | $14,004 | $46,680 | $22.44/hr |
| 4 bedrooms | $1,308 | $15,696 | $52,320 | $25.15/hr |
Cost of living in Clay County, IL: income, prices and a budget →
Living and working in Clay County, IL
Rent in Clay County, IL: common questions
How much is rent going up in Clay County, IL in 2027?
HUD's Fair Market Rent for fiscal 2027, which takes effect October 1, 2026, is $930 for a two-bedroom, up 1.5% from $916. A one-bedroom goes from $707 to $732, a studio from $632 to $648.
These are HUD's estimates of what a typical recently rented unit costs, used for housing vouchers. A landlord's increase on your lease follows your lease and your state's rules, not this figure.
What is the average rent in Clay County, IL?
HUD's Fair Market Rent for 2026 is $707 for a one-bedroom and $916 for a two-bedroom, utilities included. That is $10,992 a year for the two-bedroom.
It is not an average of current listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so asking rents on newer places usually run higher.
How much do you need to make to afford rent in Clay County, IL?
To keep a $916 two-bedroom at 30% of gross pay, one full-time worker needs $17.62 an hour, or $36,640 a year. A one-bedroom at $707 takes $13.60 an hour.
How much is a 1, 2 or 3-bedroom apartment in Clay County, IL?
At HUD's 2026 Fair Market Rent: studio $632, one bedroom $707, two $916, three $1,167 and four $1,308 a month.
Is rent affordable in Clay County, IL?
For the typical household, earning $60,417 a year ($5,035 a month, Census ACS), a two-bedroom at $916 takes 18.2% of income. Under 30% is the usual line for affordable; this is under it.
How is the income needed for rent worked out?
Rent for a year divided by 0.30, the share of gross income HUD treats as affordable: ($916 × 12) ÷ 0.30 = $36,640. Divided by 2,080 working hours, that is $17.62 an hour.