Rent in Clay County, TX at a glance
2-bedroom rent (HUD)
$1,136$13,632 a year · HUD fiscal year 2026From October 1, 2026: $1,145 (+0.8%)How much rent can you afford in Clay County, TX?
HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.
Rent in Clay County, TX by bedroom, and the pay it takes
Income needed keeps rent at 30% of gross pay; the hourly figure assumes one full-time job, 2,080 hours a year.
| Size | A month | A year | Income needed | Hourly wage needed |
|---|---|---|---|---|
| Studio | $831 | $9,972 | $33,240 | $15.98/hr |
| 1 bedroom | $925 | $11,100 | $37,000 | $17.79/hr |
| 2 bedroomsMost searched | $1,136 | $13,632 | $45,440 | $21.85/hr |
| 3 bedrooms | $1,553 | $18,636 | $62,120 | $29.87/hr |
| 4 bedrooms | $1,759 | $21,108 | $70,360 | $33.83/hr |
Cost of living in Clay County, TX: income, prices and a budget →
Living and working in Clay County, TX
Rent in Clay County, TX: common questions
How much is rent going up in Clay County, TX in 2027?
HUD's Fair Market Rent for fiscal 2027, which takes effect October 1, 2026, is $1,145 for a two-bedroom, up 0.8% from $1,136. A one-bedroom goes from $925 to $949, a studio from $831 to $839.
These are HUD's estimates of what a typical recently rented unit costs, used for housing vouchers. A landlord's increase on your lease follows your lease and your state's rules, not this figure.
What is the average rent in Clay County, TX?
HUD's Fair Market Rent for 2026 is $925 for a one-bedroom and $1,136 for a two-bedroom, utilities included. That is $13,632 a year for the two-bedroom.
It is not an average of current listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so asking rents on newer places usually run higher.
How much do you need to make to afford rent in Clay County, TX?
To keep a $1,136 two-bedroom at 30% of gross pay, one full-time worker needs $21.85 an hour, or $45,440 a year. A one-bedroom at $925 takes $17.79 an hour.
How much is a 1, 2 or 3-bedroom apartment in Clay County, TX?
At HUD's 2026 Fair Market Rent: studio $831, one bedroom $925, two $1,136, three $1,553 and four $1,759 a month.
Is rent affordable in Clay County, TX?
For the typical household, earning $80,114 a year ($6,676 a month, Census ACS), a two-bedroom at $1,136 takes 17% of income. Under 30% is the usual line for affordable; this is under it.
How is the income needed for rent worked out?
Rent for a year divided by 0.30, the share of gross income HUD treats as affordable: ($1,136 × 12) ÷ 0.30 = $45,440. Divided by 2,080 working hours, that is $21.85 an hour.