Rent in Cole County, MO at a glance
2-bedroom rent (HUD)
$910$10,920 a year · HUD fiscal year 2026From October 1, 2026: $962 (+5.7%)How much rent can you afford in Cole County, MO?
HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.
Rent in Cole County, MO by bedroom, and the pay it takes
Income needed keeps rent at 30% of gross pay; the hourly figure assumes one full-time job, 2,080 hours a year.
| Size | A month | A year | Income needed | Hourly wage needed |
|---|---|---|---|---|
| Studio | $689 | $8,268 | $27,560 | $13.25/hr |
| 1 bedroom | $694 | $8,328 | $27,760 | $13.35/hr |
| 2 bedroomsMost searched | $910 | $10,920 | $36,400 | $17.50/hr |
| 3 bedrooms | $1,266 | $15,192 | $50,640 | $24.35/hr |
| 4 bedrooms | $1,379 | $16,548 | $55,160 | $26.52/hr |
Cost of living in Cole County, MO: income, prices and a budget →
Living and working in Cole County, MO
Rent in Cole County, MO: common questions
How much is rent going up in Cole County, MO in 2027?
HUD's Fair Market Rent for fiscal 2027, which takes effect October 1, 2026, is $962 for a two-bedroom, up 5.7% from $910. A one-bedroom goes from $694 to $735, a studio from $689 to $731.
These are HUD's estimates of what a typical recently rented unit costs, used for housing vouchers. A landlord's increase on your lease follows your lease and your state's rules, not this figure.
What is the average rent in Cole County, MO?
HUD's Fair Market Rent for 2026 is $694 for a one-bedroom and $910 for a two-bedroom, utilities included. That is $10,920 a year for the two-bedroom.
It is not an average of current listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so asking rents on newer places usually run higher.
How much do you need to make to afford rent in Cole County, MO?
To keep a $910 two-bedroom at 30% of gross pay, one full-time worker needs $17.50 an hour, or $36,400 a year. A one-bedroom at $694 takes $13.35 an hour.
How much is a 1, 2 or 3-bedroom apartment in Cole County, MO?
At HUD's 2026 Fair Market Rent: studio $689, one bedroom $694, two $910, three $1,266 and four $1,379 a month.
Is rent affordable in Cole County, MO?
For the typical household, earning $74,876 a year ($6,240 a month, Census ACS), a two-bedroom at $910 takes 14.6% of income. Under 30% is the usual line for affordable; this is under it.
How is the income needed for rent worked out?
Rent for a year divided by 0.30, the share of gross income HUD treats as affordable: ($910 × 12) ÷ 0.30 = $36,400. Divided by 2,080 working hours, that is $17.50 an hour.