Indiana · HUD FY2026 Fair Market Rents · Updated

Rent in Columbus, IN

HUD puts rent for a two-bedroom in Columbus, IN at $1,415 a month for 2026, and a one-bedroom at $1,257. Keeping the two-bedroom under 30% of income takes $27.21 an hour full time, or $56,600 a year. The typical household there would spend 21.9% of its income on it. HUD's 2027 figure, which takes effect October 1, 2026, is $1,493 (up 5.5%).

Rent in Columbus, IN at a glance

2-bedroom rent (HUD)

$1,415$16,980 a year · HUD fiscal year 2026From October 1, 2026: $1,493 (+5.5%)
Studio$1,233$24/hr needed
1 bedroom$1,257$24/hr needed
Wage a 2-bedroom takes$27.21an hour, 40 hours a week
3 bedrooms$1,697$33/hr needed

How much rent can you afford in Columbus, IN?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,415Monthly market rent
Share of gross income21.9%Recommended max: 30%
Annual income needed$56,600To meet the 30% standard
Max affordable rent$1,936At 30% of $77,456
0%30% (Affordability standard)100%
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Rent in Columbus, IN by bedroom, and the pay it takes

Income needed keeps rent at 30% of gross pay; the hourly figure assumes one full-time job, 2,080 hours a year.

HUD Fair Market Rent in Columbus, IN, fiscal 2026, and the income each needs
SizeA monthA yearIncome neededHourly wage needed
Studio$1,233$14,796$49,320$23.71/hr
1 bedroom$1,257$15,084$50,280$24.17/hr
2 bedroomsMost searched$1,415$16,980$56,600$27.21/hr
3 bedrooms$1,697$20,364$67,880$32.63/hr
4 bedrooms$2,000$24,000$80,000$38.46/hr

Cost of living in Columbus, IN: income, prices and a budget →

Rent in Columbus, IN: common questions

How much is rent going up in Columbus, IN in 2027?

HUD's Fair Market Rent for fiscal 2027, which takes effect October 1, 2026, is $1,493 for a two-bedroom, up 5.5% from $1,415. A one-bedroom goes from $1,257 to $1,276, a studio from $1,233 to $1,261.

These are HUD's estimates of what a typical recently rented unit costs, used for housing vouchers. A landlord's increase on your lease follows your lease and your state's rules, not this figure.

What is the average rent in Columbus, IN?

HUD's Fair Market Rent for 2026 is $1,257 for a one-bedroom and $1,415 for a two-bedroom, utilities included. That is $16,980 a year for the two-bedroom.

It is not an average of current listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so asking rents on newer places usually run higher.

How much do you need to make to afford rent in Columbus, IN?

To keep a $1,415 two-bedroom at 30% of gross pay, one full-time worker needs $27.21 an hour, or $56,600 a year. A one-bedroom at $1,257 takes $24.17 an hour.

How much is a 1, 2 or 3-bedroom apartment in Columbus, IN?

At HUD's 2026 Fair Market Rent: studio $1,233, one bedroom $1,257, two $1,415, three $1,697 and four $2,000 a month.

Is rent affordable in Columbus, IN?

For the typical household, earning $77,456 a year ($6,455 a month, Census ACS), a two-bedroom at $1,415 takes 21.9% of income. Under 30% is the usual line for affordable; this is under it.

How is the income needed for rent worked out?

Rent for a year divided by 0.30, the share of gross income HUD treats as affordable: ($1,415 × 12) ÷ 0.30 = $56,600. Divided by 2,080 working hours, that is $27.21 an hour.