Rent in Cortland County, NY at a glance
2-bedroom rent (HUD)
$1,198$14,376 a year · HUD fiscal year 2026From October 1, 2026: $1,171 (−2.3%)How much rent can you afford in Cortland County, NY?
HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.
Rent in Cortland County, NY by bedroom, and the pay it takes
Income needed keeps rent at 30% of gross pay; the hourly figure assumes one full-time job, 2,080 hours a year.
| Size | A month | A year | Income needed | Hourly wage needed |
|---|---|---|---|---|
| Studio | $954 | $11,448 | $38,160 | $18.35/hr |
| 1 bedroom | $960 | $11,520 | $38,400 | $18.46/hr |
| 2 bedroomsMost searched | $1,198 | $14,376 | $47,920 | $23.04/hr |
| 3 bedrooms | $1,510 | $18,120 | $60,400 | $29.04/hr |
| 4 bedrooms | $2,010 | $24,120 | $80,400 | $38.65/hr |
Cost of living in Cortland County, NY: income, prices and a budget →
Living and working in Cortland County, NY
Rent in Cortland County, NY: common questions
How much is rent going down in Cortland County, NY in 2027?
HUD's Fair Market Rent for fiscal 2027, which takes effect October 1, 2026, is $1,171 for a two-bedroom, down 2.3% from $1,198. A one-bedroom goes from $960 to $940, a studio from $954 to $934.
These are HUD's estimates of what a typical recently rented unit costs, used for housing vouchers. A landlord's increase on your lease follows your lease and your state's rules, not this figure.
What is the average rent in Cortland County, NY?
HUD's Fair Market Rent for 2026 is $960 for a one-bedroom and $1,198 for a two-bedroom, utilities included. That is $14,376 a year for the two-bedroom.
It is not an average of current listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so asking rents on newer places usually run higher.
How much do you need to make to afford rent in Cortland County, NY?
To keep a $1,198 two-bedroom at 30% of gross pay, one full-time worker needs $23.04 an hour, or $47,920 a year. A one-bedroom at $960 takes $18.46 an hour.
How much is a 1, 2 or 3-bedroom apartment in Cortland County, NY?
At HUD's 2026 Fair Market Rent: studio $954, one bedroom $960, two $1,198, three $1,510 and four $2,010 a month.
Is rent affordable in Cortland County, NY?
For the typical household, earning $70,418 a year ($5,868 a month, Census ACS), a two-bedroom at $1,198 takes 20.4% of income. Under 30% is the usual line for affordable; this is under it.
How is the income needed for rent worked out?
Rent for a year divided by 0.30, the share of gross income HUD treats as affordable: ($1,198 × 12) ÷ 0.30 = $47,920. Divided by 2,080 working hours, that is $23.04 an hour.
