Rent in Cotton County, OK at a glance
2-bedroom rent (HUD)
$962$11,544 a year · HUD fiscal year 2026From October 1, 2026: $916 (−4.8%)How much rent can you afford in Cotton County, OK?
HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.
Rent in Cotton County, OK by bedroom, and the pay it takes
Income needed keeps rent at 30% of gross pay; the hourly figure assumes one full-time job, 2,080 hours a year.
| Size | A month | A year | Income needed | Hourly wage needed |
|---|---|---|---|---|
| Studio | $728 | $8,736 | $29,120 | $14.00/hr |
| 1 bedroom | $733 | $8,796 | $29,320 | $14.10/hr |
| 2 bedroomsMost searched | $962 | $11,544 | $38,480 | $18.50/hr |
| 3 bedrooms | $1,153 | $13,836 | $46,120 | $22.17/hr |
| 4 bedrooms | $1,614 | $19,368 | $64,560 | $31.04/hr |
Cost of living in Cotton County, OK: income, prices and a budget →
Living and working in Cotton County, OK
Rent in Cotton County, OK: common questions
How much is rent going down in Cotton County, OK in 2027?
HUD's Fair Market Rent for fiscal 2027, which takes effect October 1, 2026, is $916 for a two-bedroom, down 4.8% from $962. A one-bedroom goes from $733 to $700, a studio from $728 to $696.
These are HUD's estimates of what a typical recently rented unit costs, used for housing vouchers. A landlord's increase on your lease follows your lease and your state's rules, not this figure.
What is the average rent in Cotton County, OK?
HUD's Fair Market Rent for 2026 is $733 for a one-bedroom and $962 for a two-bedroom, utilities included. That is $11,544 a year for the two-bedroom.
It is not an average of current listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so asking rents on newer places usually run higher.
How much do you need to make to afford rent in Cotton County, OK?
To keep a $962 two-bedroom at 30% of gross pay, one full-time worker needs $18.50 an hour, or $38,480 a year. A one-bedroom at $733 takes $14.10 an hour.
How much is a 1, 2 or 3-bedroom apartment in Cotton County, OK?
At HUD's 2026 Fair Market Rent: studio $728, one bedroom $733, two $962, three $1,153 and four $1,614 a month.
Is rent affordable in Cotton County, OK?
For the typical household, earning $58,425 a year ($4,869 a month, Census ACS), a two-bedroom at $962 takes 19.8% of income. Under 30% is the usual line for affordable; this is under it.
How is the income needed for rent worked out?
Rent for a year divided by 0.30, the share of gross income HUD treats as affordable: ($962 × 12) ÷ 0.30 = $38,480. Divided by 2,080 working hours, that is $18.50 an hour.