North Carolina · HUD FY2026 Fair Market Rents · Updated

Rent in Cumberland County, NC

HUD puts rent for a two-bedroom in Cumberland County, NC at $1,251 a month for 2026, and a one-bedroom at $1,113. Keeping the two-bedroom under 30% of income takes $24.06 an hour full time, or $50,040 a year. The typical household there would spend 24.5% of its income on it. HUD's 2027 figure, which takes effect October 1, 2026, is $1,476 (up 18%).

Rent in Cumberland County, NC at a glance

2-bedroom rent (HUD)

$1,251$15,012 a year · HUD fiscal year 2026From October 1, 2026: $1,476 (+18%)
Studio$1,090$21/hr needed
1 bedroom$1,113$21/hr needed
Wage a 2-bedroom takes$24.06an hour, 40 hours a week
3 bedrooms$1,667$32/hr needed

How much rent can you afford in Cumberland County, NC?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,251Monthly market rent
Share of gross income24.5%Recommended max: 30%
Annual income needed$50,040To meet the 30% standard
Max affordable rent$1,532At 30% of $61,291
0%30% (Affordability standard)100%
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Rent in Cumberland County, NC by bedroom, and the pay it takes

Income needed keeps rent at 30% of gross pay; the hourly figure assumes one full-time job, 2,080 hours a year.

HUD Fair Market Rent in Cumberland County, NC, fiscal 2026, and the income each needs
SizeA monthA yearIncome neededHourly wage needed
Studio$1,090$13,080$43,600$20.96/hr
1 bedroom$1,113$13,356$44,520$21.40/hr
2 bedroomsMost searched$1,251$15,012$50,040$24.06/hr
3 bedrooms$1,667$20,004$66,680$32.06/hr
4 bedrooms$2,068$24,816$82,720$39.77/hr

Cost of living in Cumberland County, NC: income, prices and a budget →

Rent in Cumberland County, NC: common questions

How much is rent going up in Cumberland County, NC in 2027?

HUD's Fair Market Rent for fiscal 2027, which takes effect October 1, 2026, is $1,476 for a two-bedroom, up 18% from $1,251. A one-bedroom goes from $1,113 to $1,334, a studio from $1,090 to $1,302.

These are HUD's estimates of what a typical recently rented unit costs, used for housing vouchers. A landlord's increase on your lease follows your lease and your state's rules, not this figure.

What is the average rent in Cumberland County, NC?

HUD's Fair Market Rent for 2026 is $1,113 for a one-bedroom and $1,251 for a two-bedroom, utilities included. That is $15,012 a year for the two-bedroom.

It is not an average of current listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so asking rents on newer places usually run higher.

How much do you need to make to afford rent in Cumberland County, NC?

To keep a $1,251 two-bedroom at 30% of gross pay, one full-time worker needs $24.06 an hour, or $50,040 a year. A one-bedroom at $1,113 takes $21.40 an hour.

How much is a 1, 2 or 3-bedroom apartment in Cumberland County, NC?

At HUD's 2026 Fair Market Rent: studio $1,090, one bedroom $1,113, two $1,251, three $1,667 and four $2,068 a month.

Is rent affordable in Cumberland County, NC?

For the typical household, earning $61,291 a year ($5,108 a month, Census ACS), a two-bedroom at $1,251 takes 24.5% of income. Under 30% is the usual line for affordable; this is under it.

How is the income needed for rent worked out?

Rent for a year divided by 0.30, the share of gross income HUD treats as affordable: ($1,251 × 12) ÷ 0.30 = $50,040. Divided by 2,080 working hours, that is $24.06 an hour.