Rent in Cumberland County, TN at a glance
2-bedroom rent (HUD)
$942$11,304 a year · HUD fiscal year 2026From October 1, 2026: $1,039 (+10.3%)How much rent can you afford in Cumberland County, TN?
HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.
Rent in Cumberland County, TN by bedroom, and the pay it takes
Income needed keeps rent at 30% of gross pay; the hourly figure assumes one full-time job, 2,080 hours a year.
| Size | A month | A year | Income needed | Hourly wage needed |
|---|---|---|---|---|
| Studio | $719 | $8,628 | $28,760 | $13.83/hr |
| 1 bedroom | $723 | $8,676 | $28,920 | $13.90/hr |
| 2 bedroomsMost searched | $942 | $11,304 | $37,680 | $18.12/hr |
| 3 bedrooms | $1,304 | $15,648 | $52,160 | $25.08/hr |
| 4 bedrooms | $1,354 | $16,248 | $54,160 | $26.04/hr |
Cost of living in Cumberland County, TN: income, prices and a budget →
Living and working in Cumberland County, TN
Rent in Cumberland County, TN: common questions
How much is rent going up in Cumberland County, TN in 2027?
HUD's Fair Market Rent for fiscal 2027, which takes effect October 1, 2026, is $1,039 for a two-bedroom, up 10.3% from $942. A one-bedroom goes from $723 to $794, a studio from $719 to $789.
These are HUD's estimates of what a typical recently rented unit costs, used for housing vouchers. A landlord's increase on your lease follows your lease and your state's rules, not this figure.
What is the average rent in Cumberland County, TN?
HUD's Fair Market Rent for 2026 is $723 for a one-bedroom and $942 for a two-bedroom, utilities included. That is $11,304 a year for the two-bedroom.
It is not an average of current listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so asking rents on newer places usually run higher.
How much do you need to make to afford rent in Cumberland County, TN?
To keep a $942 two-bedroom at 30% of gross pay, one full-time worker needs $18.12 an hour, or $37,680 a year. A one-bedroom at $723 takes $13.90 an hour.
How much is a 1, 2 or 3-bedroom apartment in Cumberland County, TN?
At HUD's 2026 Fair Market Rent: studio $719, one bedroom $723, two $942, three $1,304 and four $1,354 a month.
Is rent affordable in Cumberland County, TN?
For the typical household, earning $60,375 a year ($5,031 a month, Census ACS), a two-bedroom at $942 takes 18.7% of income. Under 30% is the usual line for affordable; this is under it.
How is the income needed for rent worked out?
Rent for a year divided by 0.30, the share of gross income HUD treats as affordable: ($942 × 12) ÷ 0.30 = $37,680. Divided by 2,080 working hours, that is $18.12 an hour.