Virginia · HUD FY2026 Fair Market Rents · Updated

Rent in Cumberland County, VA

HUD puts rent for a two-bedroom in Cumberland County, VA at $997 a month for 2026, and a one-bedroom at $817. Keeping the two-bedroom under 30% of income takes $19.17 an hour full time, or $39,880 a year. The typical household there would spend 21.6% of its income on it. HUD's 2027 figure, which takes effect October 1, 2026, is $1,046 (up 4.9%).

Rent in Cumberland County, VA at a glance

2-bedroom rent (HUD)

$997$11,964 a year · HUD fiscal year 2026From October 1, 2026: $1,046 (+4.9%)
Studio$812$16/hr needed
1 bedroom$817$16/hr needed
Wage a 2-bedroom takes$19.17an hour, 40 hours a week
3 bedrooms$1,195$23/hr needed

How much rent can you afford in Cumberland County, VA?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$997Monthly market rent
Share of gross income21.6%Recommended max: 30%
Annual income needed$39,880To meet the 30% standard
Max affordable rent$1,383At 30% of $55,325
0%30% (Affordability standard)100%
Compare against:

Rent in Cumberland County, VA by bedroom, and the pay it takes

Income needed keeps rent at 30% of gross pay; the hourly figure assumes one full-time job, 2,080 hours a year.

HUD Fair Market Rent in Cumberland County, VA, fiscal 2026, and the income each needs
SizeA monthA yearIncome neededHourly wage needed
Studio$812$9,744$32,480$15.62/hr
1 bedroom$817$9,804$32,680$15.71/hr
2 bedroomsMost searched$997$11,964$39,880$19.17/hr
3 bedrooms$1,195$14,340$47,800$22.98/hr
4 bedrooms$1,673$20,076$66,920$32.17/hr

Cost of living in Cumberland County, VA: income, prices and a budget →

Rent in Cumberland County, VA: common questions

How much is rent going up in Cumberland County, VA in 2027?

HUD's Fair Market Rent for fiscal 2027, which takes effect October 1, 2026, is $1,046 for a two-bedroom, up 4.9% from $997. A one-bedroom goes from $817 to $865, a studio from $812 to $859.

These are HUD's estimates of what a typical recently rented unit costs, used for housing vouchers. A landlord's increase on your lease follows your lease and your state's rules, not this figure.

What is the average rent in Cumberland County, VA?

HUD's Fair Market Rent for 2026 is $817 for a one-bedroom and $997 for a two-bedroom, utilities included. That is $11,964 a year for the two-bedroom.

It is not an average of current listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so asking rents on newer places usually run higher.

How much do you need to make to afford rent in Cumberland County, VA?

To keep a $997 two-bedroom at 30% of gross pay, one full-time worker needs $19.17 an hour, or $39,880 a year. A one-bedroom at $817 takes $15.71 an hour.

How much is a 1, 2 or 3-bedroom apartment in Cumberland County, VA?

At HUD's 2026 Fair Market Rent: studio $812, one bedroom $817, two $997, three $1,195 and four $1,673 a month.

Is rent affordable in Cumberland County, VA?

For the typical household, earning $55,325 a year ($4,610 a month, Census ACS), a two-bedroom at $997 takes 21.6% of income. Under 30% is the usual line for affordable; this is under it.

How is the income needed for rent worked out?

Rent for a year divided by 0.30, the share of gross income HUD treats as affordable: ($997 × 12) ÷ 0.30 = $39,880. Divided by 2,080 working hours, that is $19.17 an hour.