Minnesota · HUD FY2026 Fair Market Rents · Updated

Rent in Duluth, MN

HUD puts rent for a two-bedroom in Duluth, MN at $1,232 a month for 2026, and a one-bedroom at $978. Keeping the two-bedroom under 30% of income takes $23.69 an hour full time, or $49,280 a year. The typical household there would spend 21.5% of its income on it. HUD's 2027 figure, which takes effect October 1, 2026, is $1,207 (down 2%).

Rent in Duluth, MN at a glance

2-bedroom rent (HUD)

$1,232$14,784 a year · HUD fiscal year 2026From October 1, 2026: $1,207 (−2%)
Studio$849$16/hr needed
1 bedroom$978$19/hr needed
Wage a 2-bedroom takes$23.69an hour, 40 hours a week
3 bedrooms$1,689$32/hr needed

How much rent can you afford in Duluth, MN?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,232Monthly market rent
Share of gross income21.5%Recommended max: 30%
Annual income needed$49,280To meet the 30% standard
Max affordable rent$1,720At 30% of $68,807
0%30% (Affordability standard)100%
Compare against:

Rent in Duluth, MN by bedroom, and the pay it takes

Income needed keeps rent at 30% of gross pay; the hourly figure assumes one full-time job, 2,080 hours a year.

HUD Fair Market Rent in Duluth, MN, fiscal 2026, and the income each needs
SizeA monthA yearIncome neededHourly wage needed
Studio$849$10,188$33,960$16.33/hr
1 bedroom$978$11,736$39,120$18.81/hr
2 bedroomsMost searched$1,232$14,784$49,280$23.69/hr
3 bedrooms$1,689$20,268$67,560$32.48/hr
4 bedrooms$2,067$24,804$82,680$39.75/hr

Cost of living in Duluth, MN: income, prices and a budget →

Rent in Duluth, MN: common questions

How much is rent going down in Duluth, MN in 2027?

HUD's Fair Market Rent for fiscal 2027, which takes effect October 1, 2026, is $1,207 for a two-bedroom, down 2% from $1,232. A one-bedroom goes from $978 to $961, a studio from $849 to $841.

These are HUD's estimates of what a typical recently rented unit costs, used for housing vouchers. A landlord's increase on your lease follows your lease and your state's rules, not this figure.

What is the average rent in Duluth, MN?

HUD's Fair Market Rent for 2026 is $978 for a one-bedroom and $1,232 for a two-bedroom, utilities included. That is $14,784 a year for the two-bedroom.

It is not an average of current listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so asking rents on newer places usually run higher.

How much do you need to make to afford rent in Duluth, MN?

To keep a $1,232 two-bedroom at 30% of gross pay, one full-time worker needs $23.69 an hour, or $49,280 a year. A one-bedroom at $978 takes $18.81 an hour.

How much is a 1, 2 or 3-bedroom apartment in Duluth, MN?

At HUD's 2026 Fair Market Rent: studio $849, one bedroom $978, two $1,232, three $1,689 and four $2,067 a month.

Is rent affordable in Duluth, MN?

For the typical household, earning $68,807 a year ($5,734 a month, Census ACS), a two-bedroom at $1,232 takes 21.5% of income. Under 30% is the usual line for affordable; this is under it.

How is the income needed for rent worked out?

Rent for a year divided by 0.30, the share of gross income HUD treats as affordable: ($1,232 × 12) ÷ 0.30 = $49,280. Divided by 2,080 working hours, that is $23.69 an hour.