Kentucky · HUD FY2026 Fair Market Rents · Updated

Rent in Elizabethtown, KY

HUD puts rent for a two-bedroom in Elizabethtown, KY at $1,056 a month for 2026, and a one-bedroom at $846. Keeping the two-bedroom under 30% of income takes $20.31 an hour full time, or $42,240 a year. The typical household there would spend 20.9% of its income on it. HUD's 2027 figure, which takes effect October 1, 2026, is $1,087 (up 2.9%).

Rent in Elizabethtown, KY at a glance

2-bedroom rent (HUD)

$1,056$12,672 a year · HUD fiscal year 2026From October 1, 2026: $1,087 (+2.9%)
Studio$841$16/hr needed
1 bedroom$846$16/hr needed
Wage a 2-bedroom takes$20.31an hour, 40 hours a week
3 bedrooms$1,469$28/hr needed

How much rent can you afford in Elizabethtown, KY?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,056Monthly market rent
Share of gross income20.9%Recommended max: 30%
Annual income needed$42,240To meet the 30% standard
Max affordable rent$1,519At 30% of $60,760
0%30% (Affordability standard)100%
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Rent in Elizabethtown, KY by bedroom, and the pay it takes

Income needed keeps rent at 30% of gross pay; the hourly figure assumes one full-time job, 2,080 hours a year.

HUD Fair Market Rent in Elizabethtown, KY, fiscal 2026, and the income each needs
SizeA monthA yearIncome neededHourly wage needed
Studio$841$10,092$33,640$16.17/hr
1 bedroom$846$10,152$33,840$16.27/hr
2 bedroomsMost searched$1,056$12,672$42,240$20.31/hr
3 bedrooms$1,469$17,628$58,760$28.25/hr
4 bedrooms$1,771$21,252$70,840$34.06/hr

Cost of living in Elizabethtown, KY: income, prices and a budget →

Rent in Elizabethtown, KY: common questions

How much is rent going up in Elizabethtown, KY in 2027?

HUD's Fair Market Rent for fiscal 2027, which takes effect October 1, 2026, is $1,087 for a two-bedroom, up 2.9% from $1,056. A one-bedroom goes from $846 to $866, a studio from $841 to $860.

These are HUD's estimates of what a typical recently rented unit costs, used for housing vouchers. A landlord's increase on your lease follows your lease and your state's rules, not this figure.

What is the average rent in Elizabethtown, KY?

HUD's Fair Market Rent for 2026 is $846 for a one-bedroom and $1,056 for a two-bedroom, utilities included. That is $12,672 a year for the two-bedroom.

It is not an average of current listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so asking rents on newer places usually run higher.

How much do you need to make to afford rent in Elizabethtown, KY?

To keep a $1,056 two-bedroom at 30% of gross pay, one full-time worker needs $20.31 an hour, or $42,240 a year. A one-bedroom at $846 takes $16.27 an hour.

How much is a 1, 2 or 3-bedroom apartment in Elizabethtown, KY?

At HUD's 2026 Fair Market Rent: studio $841, one bedroom $846, two $1,056, three $1,469 and four $1,771 a month.

Is rent affordable in Elizabethtown, KY?

For the typical household, earning $60,760 a year ($5,063 a month, Census ACS), a two-bedroom at $1,056 takes 20.9% of income. Under 30% is the usual line for affordable; this is under it.

How is the income needed for rent worked out?

Rent for a year divided by 0.30, the share of gross income HUD treats as affordable: ($1,056 × 12) ÷ 0.30 = $42,240. Divided by 2,080 working hours, that is $20.31 an hour.