Montana · HUD FY2026 Fair Market Rents · Updated

Rent in Fergus County, MT

HUD puts rent for a two-bedroom in Fergus County, MT at $1,446 a month for 2026, and a one-bedroom at $1,102. Keeping the two-bedroom under 30% of income takes $27.81 an hour full time, or $57,840 a year. The typical household there would spend 27.2% of its income on it. HUD's 2027 figure, which takes effect October 1, 2026, is $1,450 (up 0.3%).

Rent in Fergus County, MT at a glance

2-bedroom rent (HUD)

$1,446$17,352 a year · HUD fiscal year 2026From October 1, 2026: $1,450 (+0.3%)
Studio$1,084$21/hr needed
1 bedroom$1,102$21/hr needed
Wage a 2-bedroom takes$27.81an hour, 40 hours a week
3 bedrooms$1,991$38/hr needed

How much rent can you afford in Fergus County, MT?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,446Monthly market rent
Share of gross income27.2%Recommended max: 30%
Annual income needed$57,840To meet the 30% standard
Max affordable rent$1,593At 30% of $63,706
0%30% (Affordability standard)100%
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Rent in Fergus County, MT by bedroom, and the pay it takes

Income needed keeps rent at 30% of gross pay; the hourly figure assumes one full-time job, 2,080 hours a year.

HUD Fair Market Rent in Fergus County, MT, fiscal 2026, and the income each needs
SizeA monthA yearIncome neededHourly wage needed
Studio$1,084$13,008$43,360$20.85/hr
1 bedroom$1,102$13,224$44,080$21.19/hr
2 bedroomsMost searched$1,446$17,352$57,840$27.81/hr
3 bedrooms$1,991$23,892$79,640$38.29/hr
4 bedrooms$2,338$28,056$93,520$44.96/hr

Cost of living in Fergus County, MT: income, prices and a budget →

Rent in Fergus County, MT: common questions

How much is rent going up in Fergus County, MT in 2027?

HUD's Fair Market Rent for fiscal 2027, which takes effect October 1, 2026, is $1,450 for a two-bedroom, up 0.3% from $1,446. A one-bedroom goes from $1,102 to $1,108, a studio from $1,084 to $1,108.

These are HUD's estimates of what a typical recently rented unit costs, used for housing vouchers. A landlord's increase on your lease follows your lease and your state's rules, not this figure.

What is the average rent in Fergus County, MT?

HUD's Fair Market Rent for 2026 is $1,102 for a one-bedroom and $1,446 for a two-bedroom, utilities included. That is $17,352 a year for the two-bedroom.

It is not an average of current listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so asking rents on newer places usually run higher.

How much do you need to make to afford rent in Fergus County, MT?

To keep a $1,446 two-bedroom at 30% of gross pay, one full-time worker needs $27.81 an hour, or $57,840 a year. A one-bedroom at $1,102 takes $21.19 an hour.

How much is a 1, 2 or 3-bedroom apartment in Fergus County, MT?

At HUD's 2026 Fair Market Rent: studio $1,084, one bedroom $1,102, two $1,446, three $1,991 and four $2,338 a month.

Is rent affordable in Fergus County, MT?

For the typical household, earning $63,706 a year ($5,309 a month, Census ACS), a two-bedroom at $1,446 takes 27.2% of income. Under 30% is the usual line for affordable; this is under it.

How is the income needed for rent worked out?

Rent for a year divided by 0.30, the share of gross income HUD treats as affordable: ($1,446 × 12) ÷ 0.30 = $57,840. Divided by 2,080 working hours, that is $27.81 an hour.