Colorado · HUD FY2026 Fair Market Rents · Updated

Rent in Fort Collins, CO

HUD puts rent for a two-bedroom in Fort Collins, CO at $1,732 a month for 2026, and a one-bedroom at $1,537. Keeping the two-bedroom under 30% of income takes $33.31 an hour full time, or $69,280 a year. The typical household there would spend 24.4% of its income on it. HUD's 2027 figure, which takes effect October 1, 2026, is $1,759 (up 1.6%).

Rent in Fort Collins, CO at a glance

2-bedroom rent (HUD)

$1,732$20,784 a year · HUD fiscal year 2026From October 1, 2026: $1,759 (+1.6%)
Studio$1,509$29/hr needed
1 bedroom$1,537$30/hr needed
Wage a 2-bedroom takes$33.31an hour, 40 hours a week
3 bedrooms$2,385$46/hr needed

How much rent can you afford in Fort Collins, CO?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,732Monthly market rent
Share of gross income24.4%Recommended max: 30%
Annual income needed$69,280To meet the 30% standard
Max affordable rent$2,127At 30% of $85,070
0%30% (Affordability standard)100%
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Rent in Fort Collins, CO by bedroom, and the pay it takes

Income needed keeps rent at 30% of gross pay; the hourly figure assumes one full-time job, 2,080 hours a year.

HUD Fair Market Rent in Fort Collins, CO, fiscal 2026, and the income each needs
SizeA monthA yearIncome neededHourly wage needed
Studio$1,509$18,108$60,360$29.02/hr
1 bedroom$1,537$18,444$61,480$29.56/hr
2 bedroomsMost searched$1,732$20,784$69,280$33.31/hr
3 bedrooms$2,385$28,620$95,400$45.87/hr
4 bedrooms$2,540$30,480$101,600$48.85/hr

Cost of living in Fort Collins, CO: income, prices and a budget →

Rent in Fort Collins, CO: common questions

How much is rent going up in Fort Collins, CO in 2027?

HUD's Fair Market Rent for fiscal 2027, which takes effect October 1, 2026, is $1,759 for a two-bedroom, up 1.6% from $1,732. A one-bedroom goes from $1,537 to $1,589, a studio from $1,509 to $1,551.

These are HUD's estimates of what a typical recently rented unit costs, used for housing vouchers. A landlord's increase on your lease follows your lease and your state's rules, not this figure.

What is the average rent in Fort Collins, CO?

HUD's Fair Market Rent for 2026 is $1,537 for a one-bedroom and $1,732 for a two-bedroom, utilities included. That is $20,784 a year for the two-bedroom.

It is not an average of current listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so asking rents on newer places usually run higher.

How much do you need to make to afford rent in Fort Collins, CO?

To keep a $1,732 two-bedroom at 30% of gross pay, one full-time worker needs $33.31 an hour, or $69,280 a year. A one-bedroom at $1,537 takes $29.56 an hour.

How much is a 1, 2 or 3-bedroom apartment in Fort Collins, CO?

At HUD's 2026 Fair Market Rent: studio $1,509, one bedroom $1,537, two $1,732, three $2,385 and four $2,540 a month.

Is rent affordable in Fort Collins, CO?

For the typical household, earning $85,070 a year ($7,089 a month, Census ACS), a two-bedroom at $1,732 takes 24.4% of income. Under 30% is the usual line for affordable; this is under it.

How is the income needed for rent worked out?

Rent for a year divided by 0.30, the share of gross income HUD treats as affordable: ($1,732 × 12) ÷ 0.30 = $69,280. Divided by 2,080 working hours, that is $33.31 an hour.