Illinois · HUD FY2026 Fair Market Rents · Updated

Rent in Fulton County, IL

HUD puts rent for a two-bedroom in Fulton County, IL at $916 a month for 2026, and a one-bedroom at $708. Keeping the two-bedroom under 30% of income takes $17.62 an hour full time, or $36,640 a year. The typical household there would spend 18.1% of its income on it. HUD's 2027 figure, which takes effect October 1, 2026, is $930 (up 1.5%).

Rent in Fulton County, IL at a glance

2-bedroom rent (HUD)

$916$10,992 a year · HUD fiscal year 2026From October 1, 2026: $930 (+1.5%)
Studio$703$14/hr needed
1 bedroom$708$14/hr needed
Wage a 2-bedroom takes$17.62an hour, 40 hours a week
3 bedrooms$1,274$25/hr needed

How much rent can you afford in Fulton County, IL?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$916Monthly market rent
Share of gross income18.1%Recommended max: 30%
Annual income needed$36,640To meet the 30% standard
Max affordable rent$1,515At 30% of $60,599
0%30% (Affordability standard)100%
Compare against:

Rent in Fulton County, IL by bedroom, and the pay it takes

Income needed keeps rent at 30% of gross pay; the hourly figure assumes one full-time job, 2,080 hours a year.

HUD Fair Market Rent in Fulton County, IL, fiscal 2026, and the income each needs
SizeA monthA yearIncome neededHourly wage needed
Studio$703$8,436$28,120$13.52/hr
1 bedroom$708$8,496$28,320$13.62/hr
2 bedroomsMost searched$916$10,992$36,640$17.62/hr
3 bedrooms$1,274$15,288$50,960$24.50/hr
4 bedrooms$1,288$15,456$51,520$24.77/hr

Cost of living in Fulton County, IL: income, prices and a budget →

Rent in Fulton County, IL: common questions

How much is rent going up in Fulton County, IL in 2027?

HUD's Fair Market Rent for fiscal 2027, which takes effect October 1, 2026, is $930 for a two-bedroom, up 1.5% from $916. A one-bedroom goes from $708 to $727, a studio from $703 to $648.

These are HUD's estimates of what a typical recently rented unit costs, used for housing vouchers. A landlord's increase on your lease follows your lease and your state's rules, not this figure.

What is the average rent in Fulton County, IL?

HUD's Fair Market Rent for 2026 is $708 for a one-bedroom and $916 for a two-bedroom, utilities included. That is $10,992 a year for the two-bedroom.

It is not an average of current listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so asking rents on newer places usually run higher.

How much do you need to make to afford rent in Fulton County, IL?

To keep a $916 two-bedroom at 30% of gross pay, one full-time worker needs $17.62 an hour, or $36,640 a year. A one-bedroom at $708 takes $13.62 an hour.

How much is a 1, 2 or 3-bedroom apartment in Fulton County, IL?

At HUD's 2026 Fair Market Rent: studio $703, one bedroom $708, two $916, three $1,274 and four $1,288 a month.

Is rent affordable in Fulton County, IL?

For the typical household, earning $60,599 a year ($5,050 a month, Census ACS), a two-bedroom at $916 takes 18.1% of income. Under 30% is the usual line for affordable; this is under it.

How is the income needed for rent worked out?

Rent for a year divided by 0.30, the share of gross income HUD treats as affordable: ($916 × 12) ÷ 0.30 = $36,640. Divided by 2,080 working hours, that is $17.62 an hour.