Rent in Gallatin County, KY at a glance
2-bedroom rent (HUD)
$1,353$16,236 a year · HUD fiscal year 2026From October 1, 2026: $1,442 (+6.6%)How much rent can you afford in Gallatin County, KY?
HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.
Rent in Gallatin County, KY by bedroom, and the pay it takes
Income needed keeps rent at 30% of gross pay; the hourly figure assumes one full-time job, 2,080 hours a year.
| Size | A month | A year | Income needed | Hourly wage needed |
|---|---|---|---|---|
| Studio | $958 | $11,496 | $38,320 | $18.42/hr |
| 1 bedroom | $1,051 | $12,612 | $42,040 | $20.21/hr |
| 2 bedroomsMost searched | $1,353 | $16,236 | $54,120 | $26.02/hr |
| 3 bedrooms | $1,785 | $21,420 | $71,400 | $34.33/hr |
| 4 bedrooms | $1,976 | $23,712 | $79,040 | $38.00/hr |
Cost of living in Gallatin County, KY: income, prices and a budget →
Living and working in Gallatin County, KY
Rent in Gallatin County, KY: common questions
How much is rent going up in Gallatin County, KY in 2027?
HUD's Fair Market Rent for fiscal 2027, which takes effect October 1, 2026, is $1,442 for a two-bedroom, up 6.6% from $1,353. A one-bedroom goes from $1,051 to $1,128, a studio from $958 to $1,052.
These are HUD's estimates of what a typical recently rented unit costs, used for housing vouchers. A landlord's increase on your lease follows your lease and your state's rules, not this figure.
What is the average rent in Gallatin County, KY?
HUD's Fair Market Rent for 2026 is $1,051 for a one-bedroom and $1,353 for a two-bedroom, utilities included. That is $16,236 a year for the two-bedroom.
It is not an average of current listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so asking rents on newer places usually run higher.
How much do you need to make to afford rent in Gallatin County, KY?
To keep a $1,353 two-bedroom at 30% of gross pay, one full-time worker needs $26.02 an hour, or $54,120 a year. A one-bedroom at $1,051 takes $20.21 an hour.
How much is a 1, 2 or 3-bedroom apartment in Gallatin County, KY?
At HUD's 2026 Fair Market Rent: studio $958, one bedroom $1,051, two $1,353, three $1,785 and four $1,976 a month.
Is rent affordable in Gallatin County, KY?
For the typical household, earning $63,346 a year ($5,279 a month, Census ACS), a two-bedroom at $1,353 takes 25.6% of income. Under 30% is the usual line for affordable; this is under it.
How is the income needed for rent worked out?
Rent for a year divided by 0.30, the share of gross income HUD treats as affordable: ($1,353 × 12) ÷ 0.30 = $54,120. Divided by 2,080 working hours, that is $26.02 an hour.