Montana · HUD FY2026 Fair Market Rents · Updated

Rent in Garfield County, MT

HUD puts rent for a two-bedroom in Garfield County, MT at $1,099 a month for 2026, and a one-bedroom at $858. Keeping the two-bedroom under 30% of income takes $21.13 an hour full time, or $43,960 a year. The typical household there would spend 19% of its income on it. HUD's 2027 figure, which takes effect October 1, 2026, is $1,101 (up 0.2%).

Rent in Garfield County, MT at a glance

2-bedroom rent (HUD)

$1,099$13,188 a year · HUD fiscal year 2026From October 1, 2026: $1,101 (+0.2%)
Studio$824$16/hr needed
1 bedroom$858$17/hr needed
Wage a 2-bedroom takes$21.13an hour, 40 hours a week
3 bedrooms$1,349$26/hr needed

How much rent can you afford in Garfield County, MT?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,099Monthly market rent
Share of gross income19%Recommended max: 30%
Annual income needed$43,960To meet the 30% standard
Max affordable rent$1,740At 30% of $69,583
0%30% (Affordability standard)100%
Compare against:

Rent in Garfield County, MT by bedroom, and the pay it takes

Income needed keeps rent at 30% of gross pay; the hourly figure assumes one full-time job, 2,080 hours a year.

HUD Fair Market Rent in Garfield County, MT, fiscal 2026, and the income each needs
SizeA monthA yearIncome neededHourly wage needed
Studio$824$9,888$32,960$15.85/hr
1 bedroom$858$10,296$34,320$16.50/hr
2 bedroomsMost searched$1,099$13,188$43,960$21.13/hr
3 bedrooms$1,349$16,188$53,960$25.94/hr
4 bedrooms$1,777$21,324$71,080$34.17/hr

Cost of living in Garfield County, MT: income, prices and a budget →

Rent in Garfield County, MT: common questions

How much is rent going up in Garfield County, MT in 2027?

HUD's Fair Market Rent for fiscal 2027, which takes effect October 1, 2026, is $1,101 for a two-bedroom, up 0.2% from $1,099. A one-bedroom goes from $858 to $864, a studio from $824 to $842.

These are HUD's estimates of what a typical recently rented unit costs, used for housing vouchers. A landlord's increase on your lease follows your lease and your state's rules, not this figure.

What is the average rent in Garfield County, MT?

HUD's Fair Market Rent for 2026 is $858 for a one-bedroom and $1,099 for a two-bedroom, utilities included. That is $13,188 a year for the two-bedroom.

It is not an average of current listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so asking rents on newer places usually run higher.

How much do you need to make to afford rent in Garfield County, MT?

To keep a $1,099 two-bedroom at 30% of gross pay, one full-time worker needs $21.13 an hour, or $43,960 a year. A one-bedroom at $858 takes $16.50 an hour.

How much is a 1, 2 or 3-bedroom apartment in Garfield County, MT?

At HUD's 2026 Fair Market Rent: studio $824, one bedroom $858, two $1,099, three $1,349 and four $1,777 a month.

Is rent affordable in Garfield County, MT?

For the typical household, earning $69,583 a year ($5,799 a month, Census ACS), a two-bedroom at $1,099 takes 19% of income. Under 30% is the usual line for affordable; this is under it.

How is the income needed for rent worked out?

Rent for a year divided by 0.30, the share of gross income HUD treats as affordable: ($1,099 × 12) ÷ 0.30 = $43,960. Divided by 2,080 working hours, that is $21.13 an hour.