Oklahoma · HUD FY2026 Fair Market Rents · Updated

Rent in Garfield County, OK

HUD puts rent for a two-bedroom in Garfield County, OK at $1,027 a month for 2026, and a one-bedroom at $799. Keeping the two-bedroom under 30% of income takes $19.75 an hour full time, or $41,080 a year. The typical household there would spend 18.6% of its income on it. HUD's 2027 figure, which takes effect October 1, 2026, is $997 (down 2.9%).

Rent in Garfield County, OK at a glance

2-bedroom rent (HUD)

$1,027$12,324 a year · HUD fiscal year 2026From October 1, 2026: $997 (−2.9%)
Studio$785$15/hr needed
1 bedroom$799$15/hr needed
Wage a 2-bedroom takes$19.75an hour, 40 hours a week
3 bedrooms$1,336$26/hr needed

How much rent can you afford in Garfield County, OK?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,027Monthly market rent
Share of gross income18.6%Recommended max: 30%
Annual income needed$41,080To meet the 30% standard
Max affordable rent$1,655At 30% of $66,182
0%30% (Affordability standard)100%
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Rent in Garfield County, OK by bedroom, and the pay it takes

Income needed keeps rent at 30% of gross pay; the hourly figure assumes one full-time job, 2,080 hours a year.

HUD Fair Market Rent in Garfield County, OK, fiscal 2026, and the income each needs
SizeA monthA yearIncome neededHourly wage needed
Studio$785$9,420$31,400$15.10/hr
1 bedroom$799$9,588$31,960$15.37/hr
2 bedroomsMost searched$1,027$12,324$41,080$19.75/hr
3 bedrooms$1,336$16,032$53,440$25.69/hr
4 bedrooms$1,360$16,320$54,400$26.15/hr

Cost of living in Garfield County, OK: income, prices and a budget →

Rent in Garfield County, OK: common questions

How much is rent going down in Garfield County, OK in 2027?

HUD's Fair Market Rent for fiscal 2027, which takes effect October 1, 2026, is $997 for a two-bedroom, down 2.9% from $1,027. A one-bedroom goes from $799 to $818, a studio from $785 to $707.

These are HUD's estimates of what a typical recently rented unit costs, used for housing vouchers. A landlord's increase on your lease follows your lease and your state's rules, not this figure.

What is the average rent in Garfield County, OK?

HUD's Fair Market Rent for 2026 is $799 for a one-bedroom and $1,027 for a two-bedroom, utilities included. That is $12,324 a year for the two-bedroom.

It is not an average of current listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so asking rents on newer places usually run higher.

How much do you need to make to afford rent in Garfield County, OK?

To keep a $1,027 two-bedroom at 30% of gross pay, one full-time worker needs $19.75 an hour, or $41,080 a year. A one-bedroom at $799 takes $15.37 an hour.

How much is a 1, 2 or 3-bedroom apartment in Garfield County, OK?

At HUD's 2026 Fair Market Rent: studio $785, one bedroom $799, two $1,027, three $1,336 and four $1,360 a month.

Is rent affordable in Garfield County, OK?

For the typical household, earning $66,182 a year ($5,515 a month, Census ACS), a two-bedroom at $1,027 takes 18.6% of income. Under 30% is the usual line for affordable; this is under it.

How is the income needed for rent worked out?

Rent for a year divided by 0.30, the share of gross income HUD treats as affordable: ($1,027 × 12) ÷ 0.30 = $41,080. Divided by 2,080 working hours, that is $19.75 an hour.