Alabama · HUD FY2026 Fair Market Rents · Updated

Rent in Gulf Shores, AL

HUD puts rent for a two-bedroom in Gulf Shores, AL at $1,345 a month for 2026, and a one-bedroom at $1,200. Keeping the two-bedroom under 30% of income takes $25.87 an hour full time, or $53,800 a year. The typical household there would spend 20.6% of its income on it. HUD's 2027 figure, which takes effect October 1, 2026, is $1,434 (up 6.6%).

Rent in Gulf Shores, AL at a glance

2-bedroom rent (HUD)

$1,345$16,140 a year · HUD fiscal year 2026From October 1, 2026: $1,434 (+6.6%)
Studio$1,094$21/hr needed
1 bedroom$1,200$23/hr needed
Wage a 2-bedroom takes$25.87an hour, 40 hours a week
3 bedrooms$1,692$33/hr needed

How much rent can you afford in Gulf Shores, AL?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,345Monthly market rent
Share of gross income20.6%Recommended max: 30%
Annual income needed$53,800To meet the 30% standard
Max affordable rent$1,955At 30% of $78,188
0%30% (Affordability standard)100%
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Rent in Gulf Shores, AL by bedroom, and the pay it takes

Income needed keeps rent at 30% of gross pay; the hourly figure assumes one full-time job, 2,080 hours a year.

HUD Fair Market Rent in Gulf Shores, AL, fiscal 2026, and the income each needs
SizeA monthA yearIncome neededHourly wage needed
Studio$1,094$13,128$43,760$21.04/hr
1 bedroom$1,200$14,400$48,000$23.08/hr
2 bedroomsMost searched$1,345$16,140$53,800$25.87/hr
3 bedrooms$1,692$20,304$67,680$32.54/hr
4 bedrooms$2,171$26,052$86,840$41.75/hr

Cost of living in Gulf Shores, AL: income, prices and a budget →

Rent in Gulf Shores, AL: common questions

How much is rent going up in Gulf Shores, AL in 2027?

HUD's Fair Market Rent for fiscal 2027, which takes effect October 1, 2026, is $1,434 for a two-bedroom, up 6.6% from $1,345. A one-bedroom goes from $1,200 to $1,317, a studio from $1,094 to $1,180.

These are HUD's estimates of what a typical recently rented unit costs, used for housing vouchers. A landlord's increase on your lease follows your lease and your state's rules, not this figure.

What is the average rent in Gulf Shores, AL?

HUD's Fair Market Rent for 2026 is $1,200 for a one-bedroom and $1,345 for a two-bedroom, utilities included. That is $16,140 a year for the two-bedroom.

It is not an average of current listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so asking rents on newer places usually run higher.

How much do you need to make to afford rent in Gulf Shores, AL?

To keep a $1,345 two-bedroom at 30% of gross pay, one full-time worker needs $25.87 an hour, or $53,800 a year. A one-bedroom at $1,200 takes $23.08 an hour.

How much is a 1, 2 or 3-bedroom apartment in Gulf Shores, AL?

At HUD's 2026 Fair Market Rent: studio $1,094, one bedroom $1,200, two $1,345, three $1,692 and four $2,171 a month.

Is rent affordable in Gulf Shores, AL?

For the typical household, earning $78,188 a year ($6,516 a month, Census ACS), a two-bedroom at $1,345 takes 20.6% of income. Under 30% is the usual line for affordable; this is under it.

How is the income needed for rent worked out?

Rent for a year divided by 0.30, the share of gross income HUD treats as affordable: ($1,345 × 12) ÷ 0.30 = $53,800. Divided by 2,080 working hours, that is $25.87 an hour.