Florida · HUD FY2026 Fair Market Rents · Updated

Rent in Hamilton County, FL

HUD puts rent for a two-bedroom in Hamilton County, FL at $981 a month for 2026, and a one-bedroom at $875. Keeping the two-bedroom under 30% of income takes $18.87 an hour full time, or $39,240 a year. The typical household there would spend 23.5% of its income on it. HUD's 2027 figure, which takes effect October 1, 2026, is $953 (down 2.9%).

Rent in Hamilton County, FL at a glance

2-bedroom rent (HUD)

$981$11,772 a year · HUD fiscal year 2026From October 1, 2026: $953 (−2.9%)
Studio$855$16/hr needed
1 bedroom$875$17/hr needed
Wage a 2-bedroom takes$18.87an hour, 40 hours a week
3 bedrooms$1,294$25/hr needed

How much rent can you afford in Hamilton County, FL?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$981Monthly market rent
Share of gross income23.5%Recommended max: 30%
Annual income needed$39,240To meet the 30% standard
Max affordable rent$1,254At 30% of $50,144
0%30% (Affordability standard)100%
Compare against:

Rent in Hamilton County, FL by bedroom, and the pay it takes

Income needed keeps rent at 30% of gross pay; the hourly figure assumes one full-time job, 2,080 hours a year.

HUD Fair Market Rent in Hamilton County, FL, fiscal 2026, and the income each needs
SizeA monthA yearIncome neededHourly wage needed
Studio$855$10,260$34,200$16.44/hr
1 bedroom$875$10,500$35,000$16.83/hr
2 bedroomsMost searched$981$11,772$39,240$18.87/hr
3 bedrooms$1,294$15,528$51,760$24.88/hr
4 bedrooms$1,299$15,588$51,960$24.98/hr

Cost of living in Hamilton County, FL: income, prices and a budget →

Rent in Hamilton County, FL: common questions

How much is rent going down in Hamilton County, FL in 2027?

HUD's Fair Market Rent for fiscal 2027, which takes effect October 1, 2026, is $953 for a two-bedroom, down 2.9% from $981. A one-bedroom goes from $875 to $872, a studio from $855 to $840.

These are HUD's estimates of what a typical recently rented unit costs, used for housing vouchers. A landlord's increase on your lease follows your lease and your state's rules, not this figure.

What is the average rent in Hamilton County, FL?

HUD's Fair Market Rent for 2026 is $875 for a one-bedroom and $981 for a two-bedroom, utilities included. That is $11,772 a year for the two-bedroom.

It is not an average of current listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so asking rents on newer places usually run higher.

How much do you need to make to afford rent in Hamilton County, FL?

To keep a $981 two-bedroom at 30% of gross pay, one full-time worker needs $18.87 an hour, or $39,240 a year. A one-bedroom at $875 takes $16.83 an hour.

How much is a 1, 2 or 3-bedroom apartment in Hamilton County, FL?

At HUD's 2026 Fair Market Rent: studio $855, one bedroom $875, two $981, three $1,294 and four $1,299 a month.

Is rent affordable in Hamilton County, FL?

For the typical household, earning $50,144 a year ($4,179 a month, Census ACS), a two-bedroom at $981 takes 23.5% of income. Under 30% is the usual line for affordable; this is under it.

How is the income needed for rent worked out?

Rent for a year divided by 0.30, the share of gross income HUD treats as affordable: ($981 × 12) ÷ 0.30 = $39,240. Divided by 2,080 working hours, that is $18.87 an hour.