Rent in Hamilton County, NY at a glance
2-bedroom rent (HUD)
$1,429$17,148 a year · HUD fiscal year 2026From October 1, 2026: $1,287 (−9.9%)How much rent can you afford in Hamilton County, NY?
HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.
Rent in Hamilton County, NY by bedroom, and the pay it takes
Income needed keeps rent at 30% of gross pay; the hourly figure assumes one full-time job, 2,080 hours a year.
| Size | A month | A year | Income needed | Hourly wage needed |
|---|---|---|---|---|
| Studio | $1,075 | $12,900 | $43,000 | $20.67/hr |
| 1 bedroom | $1,089 | $13,068 | $43,560 | $20.94/hr |
| 2 bedroomsMost searched | $1,429 | $17,148 | $57,160 | $27.48/hr |
| 3 bedrooms | $1,713 | $20,556 | $68,520 | $32.94/hr |
| 4 bedrooms | $1,892 | $22,704 | $75,680 | $36.38/hr |
Cost of living in Hamilton County, NY: income, prices and a budget →
Living and working in Hamilton County, NY
Rent in Hamilton County, NY: common questions
How much is rent going down in Hamilton County, NY in 2027?
HUD's Fair Market Rent for fiscal 2027, which takes effect October 1, 2026, is $1,287 for a two-bedroom, down 9.9% from $1,429. A one-bedroom goes from $1,089 to $982, a studio from $1,075 to $968.
These are HUD's estimates of what a typical recently rented unit costs, used for housing vouchers. A landlord's increase on your lease follows your lease and your state's rules, not this figure.
What is the average rent in Hamilton County, NY?
HUD's Fair Market Rent for 2026 is $1,089 for a one-bedroom and $1,429 for a two-bedroom, utilities included. That is $17,148 a year for the two-bedroom.
It is not an average of current listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so asking rents on newer places usually run higher.
How much do you need to make to afford rent in Hamilton County, NY?
To keep a $1,429 two-bedroom at 30% of gross pay, one full-time worker needs $27.48 an hour, or $57,160 a year. A one-bedroom at $1,089 takes $20.94 an hour.
How much is a 1, 2 or 3-bedroom apartment in Hamilton County, NY?
At HUD's 2026 Fair Market Rent: studio $1,075, one bedroom $1,089, two $1,429, three $1,713 and four $1,892 a month.
Is rent affordable in Hamilton County, NY?
For the typical household, earning $68,835 a year ($5,736 a month, Census ACS), a two-bedroom at $1,429 takes 24.9% of income. Under 30% is the usual line for affordable; this is under it.
How is the income needed for rent worked out?
Rent for a year divided by 0.30, the share of gross income HUD treats as affordable: ($1,429 × 12) ÷ 0.30 = $57,160. Divided by 2,080 working hours, that is $27.48 an hour.